Stretching from the beautiful Emerald Coast beaches of Destin to the rolling forests of Crestview,
Okaloosa County is a diverse and fast-growing part of the Florida Panhandle.
With a heavy military presence from Eglin AFB and Hurlburt Field, the local real estate market has unique rules, especially regarding military exemptions and base-adjacent property values.
Relying on generic real estate apps won’t give you the legal data the county uses for your tax bill.
To get the most accurate information, you need to use the official tools provided by Property Appraiser Mack Busbee.
Below is your direct, step-by-step guide to navigating the Okaloosa search systems like a pro.
Okaloosa County Property Appraiser Property Search
Whether you are looking for a beach condo or a home in Niceville, the property search tool is your first stop for checking ownership, sales history, and square footage.
What to Do: You need to search the official Okaloosa County database to view a “Property Record Card.”
You can search using a street address, an owner’s name, or the Parcel ID (sometimes called the RE Number).
How to Do It (Step-by-Step):
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Open the Database: Visit the Okaloosa County Property Appraiser Search.

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Choose Your Filter: Select the tab for “Address,” “Name,” or “Parcel ID.”
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Type the Address Smartly: Do not type “Street” or “Avenue.” Just use abbreviations like “ST,” “AVE,” or “RD” to ensure the system finds the match.
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Owner Search: If searching by name, type the Last Name first (Example: Smith John).
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Analyze the Results: Click on the Parcel ID to open the full record. You can see a sketch of the building, its current assessed value, and exactly when it last changed hands.
Expert Local Insight: In Okaloosa County, pay close attention to the “Land Use Code.” Because of the proximity to military bases, some properties have specific restrictions on noise levels or building heights.
If you see a code you don’t recognize, it might relate to an AICUZ (Air Installation Compatible Use Zone).
This is a secret detail that determines if you’ll be hearing loud jets over your home all day.
Okaloosa County Property Appraiser GIS Map Search
If you want to see exactly where your property lines stop or if you are in a flood-prone area near the Choctawhatchee Bay, you need the interactive GIS map.
What to Do: Use the Okaloosa County GIS Map Viewer. This tool lets you overlay satellite imagery with data like flood zones and city boundaries.
How to Do It (Step-by-Step):
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Open the Map Tool: Go to the OkaloosaGIS Map Viewer.
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Locate the Property: Use the search bar in the top corner to type in your address.
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Open the Layer Menu: Look for the “Layers” or “Legend” icon on the side.
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Turn on FEMA Flood Zones: Check the box for “Flood Zones.” This is vital for coastal properties where insurance rates can be thousands of dollars higher if you are in a high-risk zone.
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Identify Property Lines: You can click the “Identify” tool (the letter ‘i’ icon) and then click on any lot to see who owns it instantly.
Okaloosa County Homestead Exemption & Military Discounts
If you live in your Okaloosa home as your permanent residence, you must file for a Homestead Exemption to save money.
Because of our huge military population, Okaloosa also offers specific benefits for active-duty members and veterans.
What to Do: File your application before the March 1st deadline.
Once approved, the first $50,000 of your home’s value is exempt from certain taxes.
How to Do It (Step-by-Step):
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Update Your Florida ID: Your Florida Driver’s License must show your new Okaloosa address before you apply.
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E-File Online: Visit the Okaloosa Exemptions Portal and look for the “Online Exemptions” link.
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Military Proof: If you are active duty, you can use your LES (Leave and Earnings Statement) as proof of residency.
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Veteran Discounts: If you are a veteran with a service-connected disability, you may qualify for an extra $5,000 exemption or a full 100% exemption.
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Get a Receipt: Always write down your confirmation number after submitting.
Expert Local Insight: If you are military and get deployed, you can still keep your Homestead Exemption! You must notify the appraiser’s office and provide a copy of your orders.
This is a “hidden” protection for service members that keeps your taxes from spiking while you are away.
Okaloosa County Tax Collector & Payment Info
The Property Appraiser (Mack Busbee) decides what your house is worth, but the Tax Collector (Justin Howard) is the one who collects the money.
What to Do: Use the Tax Collector’s site to pay your bill or check if a property has delinquent taxes.
How to Do It (Step-by-Step):
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Visit the Tax Site: Go to OkaloosaTax.com.
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Search Your Bill: Enter your address or Parcel ID.
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Pay Early for Discounts: Florida gives you a 4% discount if you pay in November. The discount drops by 1% each month until February.
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Deadline: All property taxes must be paid by March 31st to avoid late fees.
Okaloosa County Local Offices & Contact Details
If the website is giving you trouble or you have a complicated military residency question, it is best to talk to a staff member directly.
1. Okaloosa Property Appraiser (Shalimar Office)
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Best for: South county residents (Destin, FWB, Shalimar).
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Address: 1250 Eglin Parkway N., Suite 201, Shalimar, FL 32579
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Phone: 850-651-7240
2. Okaloosa Property Appraiser (Crestview Office)
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Best for: North county residents (Crestview, Baker, Laurel Hill).
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Address: 302 N. Wilson St., Suite 201, Crestview, FL 32536
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Phone: 850-689-5900
3. Okaloosa County Tax Collector (Main Office)
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Address: 1250 N. Eglin Parkway, Suite 101, Shalimar, FL 32579
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Phone: 850-651-7300
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Website: okaloosatax.com
Frequently Asked Questions (FAQ)
What is the deadline to file for Homestead in Okaloosa County?
Yes, the deadline is March 1st of every year. If you miss this date, you cannot get the tax discount for that year and must wait until the following year to apply.
How do I change my mailing address on my property record?
You must visit the Property Appraiser’s website and use the “Address Change” form.
Calling the post office is not enough; the county needs an official request to update where they send your tax bill.
Does being active-duty military mean I get a tax break?
Not automatically. You must own the home and file for a Homestead Exemption.
However, if you are deployed, there are special “Deployed Military Exemptions” that can further lower your bill. You must submit your deployment orders to qualify.
Where can I see a map of property lines in Destin?
You should use the OkaloosaGIS Map Viewer. Type in your address, and it will show you the exact lot lines, acreage, and nearby public easements.