St. Louis Property Assessor 2026: Search Tax Records & Info

by
City of St. Louis Missouri Property Records Guide

Search St. Louis City Property Values, Tax History, Maps and Recorded Deeds

The City of St. Louis is an independent city, so its property system is separate from St. Louis County. The City Assessor maintains appraised and assessed values, parcel records, land use, sales, permits, ownership updates, personal-property declarations, exemptions and assessment appeals. The Collector of Revenue handles real estate and personal-property tax bills, payments, receipts, delinquency and prepayments. The Recorder of Deeds maintains deeds, liens and other recorded land documents.

This 2026 guide explains how to search by city address or parcel ID, why the public Assessor page does not allow owner-name searches, how to use the separate tax-receipt lookup, how residential and commercial assessments are calculated, when tax bills arrive, how late charges build, what happens in the land-tax-sale process, and how to prepare an appeal or senior freeze application without confusing St. Louis City with St. Louis County.

Search St. Louis City address or parcel records
Decode market, assessed and taxable amounts
Print tax history and payment receipts
Prepare appeals, relief and deed research
Search Address or Parcel Search Tax Records Open Maps and Records Search Deeds and Liens
City Assessor Shawn Ordway
Real Estate Assessment 314-622-4185
Collector of Revenue Gregory F.X. Daly
Property Tax Department 314-622-4101
Editorial verification August 6, 2026
Current August 2026 position

St. Louis City Assessment, Appeal and Tax Status

The ordinary 2026 informal and Board of Equalization filing periods have closed. Informal Assessor appeals were accepted from May 1 through June 23. Board appeals were due by the second Monday in July, which was July 13, 2026. Scheduled Board hearings are now occurring during the July-through-August session.
Waiting for a Board hearing Prepare six copies of every sale, contract, photograph, appraisal, income statement or other document you want the Board to consider.
Received a Board decision The Missouri State Tax Commission appeal is generally due by September 30 or within 30 days after the Board decision, whichever is later.
Planning for the 2026 tax bill Real estate tax notices are normally mailed in November and must be paid by December 31 to avoid penalty and interest.
Pre-pay opportunity: Taxpayers without back taxes can deposit money toward their 2026 real estate or personal-property liability. Deposits intended for the current calendar year must be received by September 30.
Upcoming land sale: The 2026 Sheriff’s land-tax-sale schedule lists Sale 239 for August 11 and Sale 240 for October 6. Owners with a delinquent parcel should obtain a current payoff immediately rather than relying on an old bill.
Avoid the most common search mistake

St. Louis City Is Not St. Louis County

Use this guide when the address is inside St. Louis City The city property system covers addresses within the independent City of St. Louis and uses city Assessor, Collector, Recorder and Sheriff services.
Do not use this guide for St. Louis County municipalities Clayton, Florissant, University City, Kirkwood, Chesterfield, Ferguson, Creve Coeur and most surrounding suburbs use St. Louis County systems.
Quick boundary test: Search the address in the City Address and Property Search. A valid city parcel result with City ward, neighborhood and service information confirms that the property belongs in the City system.
Independent city comparison: St. Louis combines city and county-level functions within one independent city. Jacksonville and Duval County use another consolidated structure. See the existing Duval County Property Appraiser guide for a practical comparison of office routing and parcel research.
Start with the responsible office

Assessor, Collector, Recorder and Sheriff Responsibilities

City Assessor

  • Address and parcel records
  • Appraised and assessed values
  • Land use and building details
  • Ownership and mailing updates
  • Personal-property declarations
  • Appeals, exemptions and senior freeze

Collector of Revenue

  • Real estate tax bills
  • Personal-property tax bills
  • Online payments and receipts
  • Penalty and interest
  • Pre-pay deposits
  • Delinquent land-tax suits

Recorder and Sheriff

  • Deeds, liens and affidavits
  • Recorded land-document copies
  • Historic land research
  • Property Fraud Alert
  • Land-tax auctions
  • Post-sale procedures
Role distinction: The Assessor sets property value but does not collect taxes. The Collector bills and receives money but does not change value. The Recorder preserves filed documents but does not guarantee valid or clear title. The Sheriff conducts delinquent land sales after the legal suit process.

Choose the St. Louis City Property Task You Need

Find a city property record Search by street address or parcel ID and select real estate, geography, permit or service categories.
Find an owner Open the address or parcel record and review the Basic Information section. The city public page does not offer a general owner-name search.
Find taxes or receipts Search the separate tax site by address, parcel, Collector account number or owner name.
Check maps and permits Use property categories for zoning, geography, building permits, CSB requests and service information.
Review an assessment appeal Compare appraised value, assessed value, sale evidence and the Board decision timeline.
Find a deed or lien Search the Recorder’s free direct land-record index, then purchase or request a copy when needed.

Jump to a St. Louis City Property Task

St. Louis property-record decoder

How to Read a St. Louis City Property Record

Parcel ID City land identifier used for property search, tax history, mapping and many office requests.
Collector account number Separate real estate tax account used for payment and receipt research.
Owner name Owner maintained in the Assessor database. Recent deeds should be checked with the Recorder.
Appraised value Assessor’s estimate of fair market value before the Missouri assessment percentage is applied.
Assessed value Appraised value multiplied by the classification percentage.
Land use Assessor and city-use category. It does not automatically establish legal zoning or an approved use.
Zoning information Planning classification connected to the address. Confirm current rules before development or occupancy.
Sale information Recorded or reported transfer date and price. Check whether the transfer was a market sale.
Building permits Permit history related to the address. A listed permit does not by itself prove final inspection or code compliance.
Record field What to verify Evidence when incorrect
Parcel boundaries Lot configuration and relation to neighboring parcels. Recorded plat, deed and professional survey.
Building area Finished space versus garage, basement, porch or unfinished area. Floor plan, permit, appraisal or measurement.
Year built Original construction and major reconstruction. Permit, historic record or construction document.
Condition Deferred maintenance, structural condition and disaster damage. Photographs, inspection, repair bids and insurance records.
Classification Residential or commercial treatment and actual property use. Lease, occupancy, permits and operating records.
Sale history Price, date, parties and whether the transfer was arm’s length. Recorded deed, contract and closing statement.
Research limitation: A city property page is not a title commitment, boundary survey, structural inspection, zoning approval or guarantee that every improvement was legally permitted.
Geo St. Louis, zoning, permits and service history

How to Use St. Louis City Property Maps and Permit Records

Search the city address or parcel. Open the Boundary and Geography category for maps, ward, neighborhood, blocks, zoning and districts.
Review Real Estate and Property Information. Open land use, assessment, sale and building-related information.
Review Building Permit Records. Compare permit type, date and description with visible improvements and seller representations.
Review Citizen Service Bureau requests. CSB history can show reported nuisance, trash, property-maintenance or service concerns.
Use Geo St. Louis for ownership history. Online historical ownership records are available from 1997 forward. Older ownership research requires Recorder or Archives records.
Verify zoning and lawful use separately. A land-use label, map layer or existing occupancy does not guarantee current zoning compliance.
Verify parcel boundaries through recorded records. Use the deed, subdivision plat and survey before building, fencing or purchasing.
Map warning: Parcel graphics and address maps are reference tools. They should not replace a boundary survey or recorded legal description.
Address and Property Search Open assessment, zoning, permits, CSB requests and geography categories. Records and Mapping Review ownership transfers, plat maps, address changes and historical-record guidance. Geo St. Louis Use city geographic information and historical ownership tools when available.
2026 is an even-year continuation

How St. Louis City Appraised and Assessed Values Work

St. Louis City reassesses real property every other year in odd-numbered years. The 2025 reassessment established the value used as the starting point for 2026 unless property changes, corrected data, new construction, demolition, disaster damage or another qualifying event changes the account.

Market evidence Sales, cost, income and property characteristics inform value.
Verify the property facts first.
Appraised value Assessor’s estimate of fair market value.
This is not yet the taxable assessment.
Assessment percentage Residential and commercial property use different percentages.
Classification directly affects assessed value.
Tax rate applied Certified taxing-district rates are applied to assessed value.
The 2026 rates are finalized later in the year.
Residential real property 19% Appraised market value multiplied by 0.19 produces residential assessed value.
Commercial real property 32% Appraised market value multiplied by 0.32 produces commercial assessed value.
Example market value $200,000 Residential illustration
×
Residential percentage 19% Missouri classification rate
=
Assessed value $38,000 Before tax rates are applied
Tax estimate formula: Assessed value ÷ 100 × combined tax rate = estimated base tax. The final bill can also reflect credits, abatements or other account-specific adjustments.
2026 rate not yet final: The City explains that current-year tax rates and the amount of a 2026 senior freeze credit will not be known until rates are set around November.
What changed Likely reason Best verification
Appraised value increased 2025 reassessment, market evidence or property changes. Property record, comparable sales and Assessor explanation.
Assessed value increased Appraised value, classification or both changed. Compare market value and assessment percentage.
Tax rose without a value change Taxing-district rates or account adjustments changed. Collector bill and current tax-rate sheet.
Owner name is outdated Recent deed has not completed the records-transfer workflow. Recorded deed and Certificate of Value.
Tax bill missing Mailing address, recent purchase or escrow delivery issue. Online tax search and Assessor mailing address.
2026 city property-tax calendar

St. Louis City Real Estate Tax Dates

Assessment review Informal appeal period runs before the July Board process.
Board filing BOE forms are due by the second Monday in July.
Pre-pay cutoff Deposits must arrive by this date for the current calendar year.
Tax bills mailed Non-escrow real estate tax notices are normally mailed.
Taxes due Full real estate tax balance must be paid.
Delinquency begins Unpaid tax becomes subject to penalty and monthly interest.
No bill received: Search the account online. A missing bill can result from an outdated Assessor mailing address, a purchase after the November file was created or mortgage escrow delivery.
Missing mail does not stop delinquency: Taxes remain due by December 31 even when the owner did not receive the paper statement.
Deposit toward a future tax bill

St. Louis City Property Tax Pre-Pay Program

The Collector’s pre-pay program allows an individual or business to deposit money toward a future real estate or personal-property tax liability before the final rate and bill are available.

January
February
March
April
May
June
July
August
September
No fixed monthly schedule Pay as often or as seldom as desired after the account is activated.
No delinquent accounts The program does not include an account with back taxes due.
September 30 cutoff Deposits received later cannot be applied to the current calendar-year bill.
Estimate from prior year Current tax rates are not established until later in the year, so the prior bill can guide deposit planning.
Overpayment handling Excess money is carried to the next year unless a written refund request is made.
No transfer between bills Deposits cannot be moved to unrelated Collector or City obligations.
Not an installment agreement: Pre-pay deposits reduce a future bill but do not extend the December 31 due date or create a delinquent-tax payment plan.
Open Pre-Pay Instructions Download the application and review payment, refund and September 30 rules.
Pre-Pay Department 314-622-4783
stlprepaycor@stlouis-mo.gov
One-time penalty plus monthly interest

St. Louis City Delinquent Real Estate Tax Charges

Taxes remaining unpaid after December 31 receive a one-time 2% penalty and 2% interest. Interest then continues at 2% per month, subject to the published annual limit.

Chart scope: The bars illustrate the published monthly interest progression and do not include the separate one-time penalty, legal suit costs, publication expenses or sale-related charges.
Delinquent payment method: The Collector states that checks are not accepted for delinquent real estate tax payments. Confirm the permitted form and exact payoff before visiting or mailing money.
“I need the complete payoff for St. Louis City Collector account __________ and parcel __________. Please confirm every unpaid year, the one-time penalty, interest through my payment date, land-tax-suit status, sale status and the payment method you will accept.”
Informal review, BOE and State Tax Commission

How St. Louis City Property Assessment Appeals Work

Informal Assessor review Contact the Assessor with the parcel or address and supporting evidence during the May 1–June 23 window.
Board of Equalization Request the form and file by the second Monday in July. A scheduled appointment is required.
Board decision The taxpayer and Assessor present evidence. The written decision is normally mailed after the hearing.
State Tax Commission File by September 30 or 30 days after the Board decision, whichever is later.

Prepare for the Board hearing

  • Bring six copies of every document you want considered.
  • Organize evidence by the value date and property condition.
  • Identify the specific appraised value requested.
  • Explain adjustments between the subject and comparable sales.
  • Allow time for City Hall parking and security screening.

Useful appeal evidence

  • Assessment or reassessment notice
  • Current city property report
  • Recent sale contract
  • Qualified comparable sales
  • Property-condition photographs
  • Repair or structural estimates
  • Independent appraisal
  • Income and expense statements
  • Rent roll and lease details
  • Deed, survey or permit evidence
Commercial representation: Residential owners can generally represent themselves before the State Tax Commission, while a commercial property owner must use legal representation at that stage.
Value versus tax: The appeal challenges valuation or assessment—not dissatisfaction with the tax rate, mortgage payment or household finances.
Open Appeal Instructions Review informal, Board and State Tax Commission stages. Open Board of Equalization Review hearings, current members, schedules and contact details.
Assessment Appeals 314-622-4185
appeal@stlouis-mo.gov
Annual senior credit application

St. Louis City Senior Property Tax Freeze Credit

The program limits future increases in specified City property-tax portions for qualifying senior homeowners. It does not freeze the entire tax bill.

  • Be age 62 or older by December 31 of the current year.
  • Own the property or hold a qualifying legal or equitable interest.
  • Be liable for the real estate tax.
  • Occupy the residence as the primary personal dwelling for most of the year.
  • Use the residence as the legal address.
  • Have a total appraised market value of $528,392 or less for the 2026 application rules.
  • Have all prior-year property taxes paid.
  • Not receive the credit while the property is in an active tax-abatement status.
Annual application or renewal New and returning participants must complete the annual City process rather than assuming automatic continuation.
Only specified City taxes freeze School, library, sewer, museum, zoo and several other levies can still increase.
Age and residency proof Prepare one accepted age document and two accepted primary-residence documents.

Common proof documents

  • Driver’s license
  • Passport or birth certificate
  • Military or naturalization record
  • Voter registration
  • Utility bill or addressed mail
  • Recent tax return
  • Ownership or trust documentation
  • Prior-year paid tax confirmation
Regular application period: The standard window is March 1 through June 30. The City page referenced an extension for 2026, but owners should use the live application page to confirm whether submissions are still being accepted.
2026 credit amount: The City states that 2026 rates and credit amounts will not be known until tax rates are finalized around November 2026.
Open Senior Freeze Information Review current limits, eligible taxes, application status and renewal instructions. Apply or Renew Verify the address, complete the form and submit supporting documents.
Exemption, abatement and disaster routes

Other St. Louis City Property Tax Relief

Real property exemption Qualifying charitable, religious, educational, governmental or other exempt uses can apply through the Assessor.
Disabled prisoner of war exemption A qualifying disabled former prisoner of war can apply for the specific real estate tax exemption.
Tax abatement Development incentive programs can reduce tax on qualifying improvements for an authorized period.
Tornado damage proration Residential property made unoccupied and uninhabitable by the May 16, 2025 tornado can seek proration under the City disaster-relief process.
Senior freeze credit Limits increases in specified City levies but does not freeze the full bill.
Pre-pay deposits Helps spread cash flow but does not reduce the tax or create an exemption.
Tornado application evidence: Prepare the address, owner contact, temporary address, damage description, dates the home was unoccupied and reoccupied, and itemized repair estimates, bills or receipts.
Disaster-relief scope: The tornado proration process applies to qualifying residential property made unoccupied and uninhabitable. It does not apply to commercial, agricultural or personal property.
Tornado Property Relief Review criteria, documents, inspection and Board determination. Real Property Exemption Review exempt-use criteria and application requirements. Tax Abatement Programs Review authorized development incentives and account treatment.
Vehicles, boats, motorcycles and business assets

St. Louis City Personal Property Records and Tax Deadlines

Declaration due April 1 Individuals and businesses must declare taxable personal property to the Assessor each year.
Late declaration penalty A declaration received after April 1 is subject to a 10% assessment penalty.
Tax due December 31 Personal-property bills are mailed in November and must be paid by year-end.
Assessor changes the account Add or remove vehicles, boats, motorcycles, business property or mailing information through the Assessor.
Collector handles payment Use the Collector for bills, receipts, payment and delinquent balances.
Tax waiver A resident with no prior-year personal-property assessment can request a Statement of Non-Assessment when eligible.
Personal-property task Correct office What to prepare
Declare vehicle or business property Assessor Account, VIN or asset information and ownership dates.
Remove a sold vehicle Assessor Bill of sale, trade documents, title or disposal proof.
Pay personal-property tax Collector Account number, bill year and payment method.
Print a paid receipt Collector Account number or city address.
Obtain tax waiver Assessor Identity, residency and proof of no taxable prior-year property.
Correct mailing address Assessor Account, identity and current address.
Assessment date matters: Personal property owned on January 1 can remain taxable for that calendar year even when it is sold, traded, moved or disposed of later.
Declare Personal Property File online, by mail or in person and avoid the late-declaration penalty. Personal Property Tax Department Pay bills, obtain receipts and review delinquency. Request Tax Waiver Review Statement of Non-Assessment qualifications and documents.
Collector suit followed by Sheriff auction

St. Louis City Delinquent Land Tax Suit and Sale Process

A delinquent parcel does not move directly from a missed December payment to an immediate auction. The Collector files a land-tax suit, legal publication occurs and the Sheriff conducts the sale approximately a year after the suit is filed.

December 31 deadline Unpaid real estate tax becomes delinquent after year-end.
Collector files suit The parcel enters the statutory delinquent land-tax lawsuit process.
Legal publication Suit and sale notices are published according to the schedule.
Sheriff auction Properties are offered several times each year at the Civil Courts Building.
Post-sale process Confirmation, title and other legal procedures continue after bidding.
August 11, 2026 Scheduled Land Tax Sale 239 at 9:00 a.m.
October 6, 2026 Scheduled Land Tax Sale 240 at 9:00 a.m.
Property lists Sale-property lists are posted approximately two weeks before each auction.
Owner action: Call the Collector for a complete payoff and suit status. Do not send the amount printed on an old bill after legal or publication costs have been added.
Bidder warning: A winning bid is not the same as ordinary retail ownership. Purchasers must pre-register, satisfy eligibility rules and follow post-sale legal procedures. Cash is no longer accepted for land-tax purchases beginning with the 2026 season.
Suit and Sale Schedule Review 2026 filing, publication and sale dates. Sheriff Land Tax Sales Review upcoming auctions, property lists and bidder instructions.
Recorder of Deeds land records

How to Search St. Louis City Deeds, Liens and Land Records

Start with the City property record. Copy the parcel ID, address, current owner, prior owner and sale information.
Open the free direct land-record search. Use the St. Louis City Recorder search.
Search the grantee or recipient. Try the buyer, owner, trust, estate or company name.
Use the property address when supported. Enter the street number and street name without unnecessary punctuation.
Open the correct index result. Match document type, parties, date, book/page and legal description.
Purchase the image only after confirming the index. The free index routes users to Tapestry when more information or an image is needed.
Use Archives for assisted research. Visit or mail the Recorder’s Archives/Land Records Department for search and copy assistance.
Search related documents. Review deeds, liens, affidavits, court orders, easements, mortgages and releases.
Land-record service Published charge Practical note
Grantor index search $20 per 10-year search Applies to assisted in-person or mail research.
Grantee index search $20 per 10-year search Prepare buyer or recipient name.
Uncertified copy $3 first page, $2 each additional page Standard in-person or mail copy pricing.
Online Tapestry search $6.95 Additional image, copy, service and delivery charges can apply.
Online certified copy $5 first page, $2 each additional page A service fee and delivery charge can also apply.
Standard online delivery $1.50 Recorder lists up to 10 business days for standard mail delivery.
Property Fraud Alert: The Recorder offers a free notification service that can alert a subscriber when a document containing a registered name is recorded.
Title warning: A public index search does not prove that every judgment, lien, easement, mortgage, probate issue or ownership defect has been found. Use a title company or attorney for insured or legal title review.

St. Louis City Property Research Scenarios

User situation Records to review Best next action
Home buyer Property page, tax history, deed, zoning, permits, CSB requests and survey. Verify title, lawful use, outstanding tax and physical condition before closing.
Current homeowner Appraised value, assessed value, mailing address and tax account. Correct errors before the next appeal or billing deadline.
Owner awaiting BOE hearing Appeal form, Assessor evidence, comparable sales and six document sets. Prepare a concise value argument and arrive early for City Hall security.
Senior homeowner Age, primary residence, market value, prior-year paid taxes and abatement status. Check whether the live 2026 application remains open under the announced extension.
Mortgage escrow customer Collector tax account, lender disbursement and paid receipt. Confirm the lender payment before submitting a duplicate payment.
Tornado-damaged owner Damage details, occupancy dates, estimates, bills and photographs. Review the residential disaster-proration application.
Business owner Personal-property declaration, account, vehicle or asset records and tax receipt. Correct the Assessor account before paying the Collector bill.
Delinquent land owner Current payoff, suit number, publication, sale date and legal costs. Contact the Collector immediately and verify whether the parcel is scheduled for sale.

St. Louis City Property Search Problems and Fixes

Problem Practical fix Correct office or tool
Address search returns no record Use only the house number and main street name, then try the parcel ID. City Address Search
Cannot search by owner name Search address or parcel and read Basic Information; use the tax receipt search for owner-name tax research. Assessor / Collector
Owner record is outdated Check the recorded deed and contact Records and Mapping with the transfer information. Recorder / Assessor
Tax bill never arrived Search the account online and correct the Assessor mailing address. Collector / Assessor
Tax payment has no receipt Open the tax detail and use Print Parcel; call the Collector for older years not displayed. Collector
Property value and tax changed differently Separate appraised value, assessment percentage, tax rates and credits. Assessor / Collector
Appeal filing deadline passed Track any pending Board decision and review State Tax Commission timing or a future assessment cycle. BOE / State Tax Commission
Senior freeze missing Confirm application approval, prior taxes, market-value limit, abatement status and annual renewal. Assessor
Permit appears but work looks unfinished Request permit status and final inspection information rather than relying only on the property page. Building Division
Parcel map conflicts with fence Review the recorded plat and obtain a professional survey. Recorder / Surveyor
Deed cannot be found Try current and prior owner names, address, book/page or assisted Archives search. Recorder Land Records
Delinquent payoff is higher than tax bill Request penalty, interest, suit, publication and sale costs through the intended payment date. Collector
Wrong St. Louis system opened Confirm whether the address is inside St. Louis City or in St. Louis County. City Address Search
Need legal title confirmation Use a title company or attorney rather than relying only on public indexes. Title professional
“I am researching St. Louis City parcel __________ and Collector account __________ at __________. The property page, tax record or deed shows __________, but my document shows __________. Please confirm which City office controls this field and what evidence I should submit.”

St. Louis City Property Offices and Contact Information

Assessor – Real Estate 1200 Market St., Room 120
St. Louis, MO 63103
314-622-4185
Monday–Friday, 8:00 a.m.–5:00 p.m.
Assessor – Records and Mapping 1200 Market St., Room 114
St. Louis, MO 63103
314-622-3212
Monday–Friday, 8:00 a.m.–5:00 p.m.
Collector – Real Estate Tax 1200 Market St., Room 109
St. Louis, MO 63103
314-622-4101
Monday–Friday, 8:00 a.m.–5:00 p.m.
Recorder – Land Records 1200 Market St., Room 126
St. Louis, MO 63103
314-622-3260
Monday–Friday, 8:00 a.m.–5:00 p.m.
Board of Equalization 1200 Market St., Room 120
314-622-4185
equalization-board@stlouis-mo.gov
Recorder Archives 1200 Market St., Room 129
314-622-4546
recorder@stlouis-mo.gov
Sheriff Land Tax Sales Civil Courts Building
10 N. Tucker Blvd.
314-622-4851
Before visiting: The Assessor uses a virtual lobby for in-person customers. Verify current building access, department room, office hours, holiday closures and required original documents before traveling.
Official sites open in a new tab

Final St. Louis City Property Action Center

Use these official routes after confirming that the property is inside the City of St. Louis rather than St. Louis County.

Search Property Record Prepare the city address or parcel ID. Search Taxes and Receipts Use address, Collector account, parcel or owner name. Review Assessment Appeal Check current hearings, decisions and State appeal timing. Search Recorded Documents Prepare grantee, address, book/page or related information.
Title-specific answers

St. Louis City Property Assessor and Tax Record FAQs

1. How do I search St. Louis City property records?

Use the City Address and Property Search. Enter the street address or parcel ID, then select Real Estate and Property Information to review ownership, appraised value, assessed value, sales, land use, tax history and building-permit information.

2. Can I search St. Louis City property records by owner name?

The public Assessor property search does not allow a general owner-name search. Search by address or parcel ID and read the owner under Basic Information. The separate Collector tax-receipt search can also accept an owner name.

3. Is St. Louis City the same property system as St. Louis County?

No. The City of St. Louis is an independent city with its own Assessor, Collector of Revenue, Recorder and Sheriff land-sale process. Properties in surrounding St. Louis County municipalities use different county systems.

4. Is 2026 a St. Louis City reassessment year?

No. St. Louis City reassesses real property every other year in odd-numbered years. The 2025 reassessment generally carries into 2026 unless construction, demolition, corrected data, disaster damage or another qualifying change affects the property.

5. How is St. Louis City assessed value calculated?

Residential real property is assessed at 19% of appraised market value, while commercial real property is assessed at 32%. Certified tax rates are then applied to the assessed value to calculate the base tax.

6. When are 2026 St. Louis City real estate taxes due?

Real estate tax bills are normally mailed in November and are due by December 31, 2026. A balance remaining after December 31 becomes delinquent and is subject to penalty and interest.

7. What are the online St. Louis real estate tax payment fees?

The City lists a 2.45% transaction fee for credit and debit card payments and a $1.25 fee for ACH payments. Review the live PayIt checkout screen before authorizing payment.

8. What is the St. Louis City senior property tax freeze age?

An applicant must be age 62 or older by December 31 of the current year and meet ownership, tax-liability, primary-residence, market-value, prior-tax and abatement-status requirements. The credit freezes specified City levies rather than the entire bill.

9. How do I search St. Louis City deeds and liens?

Use the Recorder of Deeds free direct land-record search. Search by grantee, property address or available document information, verify the index result and purchase or request a copy only after matching the correct property and parties.

10. What happens when St. Louis City real estate taxes remain unpaid?

The account receives penalty and monthly interest. The Collector can file a delinquent land-tax suit, legal notice is published and the Sheriff can later offer the parcel at a land-tax sale. Owners should request a current payoff before suit or sale costs increase.

Official Sources and Editorial Verification

City Assessor Property search, valuation, personal property, exemptions, forms and appeals. Address and Property Search Address, parcel, assessment, sale, zoning, permit and service information. Real Estate Tax Department Bills, payments, receipts, delinquency, pre-pay and sale routing. Assessment Appeals Informal review, BOE deadline, hearings and State Tax Commission timing. Senior Freeze Credit Eligibility, value ceiling, eligible levies, application and renewal rules. Recorder Land Records Free index search, assisted searches, copies, fees and office contacts.
What was reviewed: Current Assessor and Collector leadership, address and parcel search, owner-search privacy rule, assessed-value percentages, reassessment cycle, 2026 appeal dates, real estate tax due date, PayIt fees, penalty and interest, pre-pay rules, senior freeze criteria, personal-property deadlines, disaster relief, 2026 land-tax-sale dates, Recorder search fees and City Hall contacts.

CountyPropertyAppraiser.org is an independent informational website. It is not affiliated with the City of St. Louis Assessor, Collector of Revenue, Recorder of Deeds, Board of Equalization, Sheriff, Missouri State Tax Commission, PayIt, Fidlar, Tapestry or any St. Louis taxing authority.

Property values, owner records, tax balances, assessment classifications, tax rates, processor fees, penalty, interest, appeal availability, senior freeze rules, land-sale schedules, copy fees, office hours and portal interfaces can change. Confirm time-sensitive information with the responsible City office before paying, filing, appealing, buying, selling or relying on a public property record.

Last reviewed: August 6, 2026.

Slug: st-louis-city-assessor-property-search

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County Property Search, Homestead & Tax Help Toolkit

Use this free helper to find the right county office, prepare a property search, understand appraised value, review homestead exemption steps, and organize TRIM notice or tax bill questions before using official county websites.

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Find the Correct County Office

Property Appraiser, Tax Collector, Clerk, GIS, and VAB offices do different jobs. Pick your task below.

Quick rule: Property Appraiser = value, records, parcel details, exemptions. Tax Collector = bill and payment. Clerk/Recorder = deeds and recorded documents. VAB = formal value disputes.

Official Property Search Helper

Use this when a county article tells you to search by owner, address, parcel number, folio, PCN, STRAP, or alternate key.

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Homestead Exemption Readiness Check

This helps homeowners prepare before filing through the official county Property Appraiser website.

Important: This is not an eligibility decision. The official county Property Appraiser decides approval, required documents, late filing options, and exemption status.

TRIM Notice & Value Review Helper

Use this to organize your questions before calling the Property Appraiser or preparing an appeal.

Your preparation checklist

Value term Simple meaning
Market value The appraiser’s estimate of the property’s value as of the assessment date.
Assessed value The value after limits or caps may be applied.
Exemptions Approved reductions such as homestead or other exemptions.
Taxable value The value used by taxing authorities after exemptions.

Property Tax Bill Direction Helper

The Property Appraiser values property, but the Tax Collector usually handles the actual bill and payment.

Florida timing reminder: Many Florida tax bills are mailed around November and become delinquent if unpaid after March 31. Always verify exact dates, discounts, and payment fees with the official county Tax Collector.

County Office Call Script Generator

Generate a simple call or email script so you can ask the right office the right question.