Clay County Property Assessor 2026: Search & Tax Records

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Clay County, Tennessee Property Guide • 2026

Search Clay County TN Property Values, Tax Records, Parcels and Deeds

Clay County property assessment records are maintained by Assessor of Property Angie Eads in Celina. The official Tennessee Property Assessment Data system already contains Clay County Tax Year 2026 records, including owner, parcel ID, property location, appraisal, assessment percentage, building information and agricultural-use values.

The Assessor determines value but does not collect the bill. Trustee Angie Thompson collects Clay County property taxes and administers Tennessee Property Tax Relief, while Register of Deeds Brenda Browning maintains deeds, deeds of trust, liens, releases, plats and other recorded land documents.

Search 2026 owner, address or parcel records
Check assessment and Greenbelt use value
Search live Trustee tax balances
Verify deeds, liens and legal descriptions
Search Property Records Search Property Taxes Clay County Assessor Register of Deeds
Assessor Angie Eads
Assessor phone 931-243-2599
Trustee Angie Thompson
County number 014
Last reviewed August 7, 2026
Clay County status • August 7, 2026

What Clay County Property Owners Need to Know Right Now

The 2026 Clay County property-tax levy is not yet something you should copy from an older tax year. The Clay County Commission agenda for August 10, 2026 specifically includes a resolution fixing the tax levy for the fiscal year beginning July 1, 2026. Use the Trustee’s final 2026 bill after the levy is officially adopted and certified.
2026 assessment data is live Tennessee TPAD is displaying Clay County Tax Year 2026 records and reported a July 26, 2026 data update.
Normal County Board season passed Tennessee County Boards of Equalization normally begin in June. Decision-specific State Board deadlines can continue later.
September 1 business deadline A business that timely filed its 2025 tangible-personal-property schedule can generally amend that prior-year schedule through September 1, 2026.
Next tax cycle 2026 county property taxes become due and payable on the first Monday in October under Tennessee’s statewide schedule.
Important senior-program correction: Clay County is not listed among Tennessee’s 28 counties participating in the local-option Property Tax Freeze program for 2026. Clay owners may still qualify for the separate statewide Property Tax Relief program through the Trustee.
Start with the correct office

Clay County Assessor vs Trustee vs Register of Deeds

Assessor of Property

  • Market appraisal
  • Assessed value
  • Owner record
  • Parcel classification
  • Building details
  • Greenbelt
  • Assessment appeals

County Trustee

  • Tax bill
  • Current balance
  • Online payment
  • Delinquent taxes
  • Property Tax Relief
  • Receipts
  • Prior-year taxes

Register of Deeds

  • Warranty deeds
  • Quitclaim deeds
  • Deeds of trust
  • Liens
  • Releases
  • Plats
  • Recorded legal documents

State / County Board

  • Formal valuation appeal
  • County Board review
  • State Board appeal
  • Greenbelt appeal
  • Exemption appeal
  • Reasonable-cause review
Do not call the Assessor to pay tax. Angie Eads determines the assessment. Angie Thompson’s Trustee office collects the resulting county tax.

Jump to Your Clay County Property Task

Do this before paying or appealing

Six Clay County Parcel Fields to Match

County 014 Correct county
Parcel ID Exact tract
January 1 Owner Tax-year owner
Property Address Physical location
Classification Residential / farm / commercial
District Tax geography
Mailing address and property address can differ. A lake cabin, farm tract or rental parcel may have an owner mailing address somewhere else. Use the property-location field and parcel ID when identifying the land.
TPAD field decoder

What Clay County Property Search Results Mean

Field Meaning How to use it
January 1 Owner Owner reflected for the statutory January 1 assessment date. A later deed may exist even if the assessment still shows the January 1 owner.
Control Map / Group / Parcel Components of the Tennessee parcel identification system. Useful when an address or owner search is unreliable.
Land Market Value Assessor’s market appraisal assigned to the land. Review separately from buildings.
Improvement Value Value assigned to homes, buildings and other taxable improvements. Check after additions, demolition or building changes.
Total Market Appraisal Combined market appraisal before the statutory assessment percentage. Main valuation figure for market-value review.
Land Use Value Current-use value shown on qualifying Greenbelt land. Compare with market value to understand Greenbelt treatment.
Assessment Percentage Statutory Tennessee percentage applied to appraisal. Residential/farm generally 25%; commercial/industrial generally 40%.
Assessment Taxable assessed value after applying the classification percentage. Local tax rates are applied to this figure.
Class Property-use classification such as residential or agricultural. Check when the tax treatment seems inconsistent with actual use.
Reappraisal Year Last countywide reappraisal year shown by TPAD. Clay County 2026 records currently identify 2022 as the reappraisal year.
Tennessee classification system

How Clay County Appraised Value Becomes Assessed Value

Residential 25% of appraised value
Farm 25% of appraised or qualifying use value
Commercial / Industrial 40%
Business Personal Property 30%
1. Market Value Assessor determines land and improvement appraisal.
Example home: $300,000.
2. Classification A residence normally uses the 25% assessment ratio.
$300,000 × 25%.
3. Assessment Example assessed value = $75,000.
This is not yet the tax bill.
4. County Rate Clay County Commission establishes the property-tax levy.
2026 levy is being considered Aug. 10.
5. Trustee Bill Trustee applies the certified tax rate and collects payment.
Verify the live tax account.
Tax formula: Assessed Value ÷ 100 × certified tax rate = estimated tax before any applicable relief, city tax, special tax or adjustment.
Especially relevant to rural Clay County land

Clay County Greenbelt: Agricultural and Forest Property

Tennessee’s Greenbelt program can value qualifying agricultural, forest or designated open-space land according to its current use rather than its potentially higher market value. Clay County TPAD records visibly separate Land Market Value and Land Use Value on qualifying parcels.

Agricultural land Generally at least 15 acres and actively used as a farm unit, subject to Tennessee’s additional qualification rules.
Forest land Generally at least 15 acres and managed as a qualifying forest unit. A forest-management plan is required.
Open-space land Generally at least three acres in an area designated for qualifying open-space preservation.
First-time 2026 applications are closed: Tennessee requires first-time Greenbelt applications by March 15.
Missed March 15 on an existing Greenbelt parcel? If the owner is continuing a previous classification, the Assessor may accept a late application within 30 days after sending a disqualification notice. Tennessee requires a $50 late fee payable to the Trustee.
Ownership changes matter: Greenbelt reapplication is generally required when ownership as of the January 1 assessment date changes. Approved applications must also be recorded with the Register of Deeds, and a recording fee applies.
Official Tennessee Greenbelt Forms Agricultural, forest and open-space applications plus detailed qualifications.
Clay County filing office Assessor Angie Eads
931-243-2599
angie.eads@cot.tn.gov
2026–2027 Clay County tax timeline

Important Property Assessment and Payment Dates

Business schedules Tangible personal-property schedules were due.
Greenbelt First-time 2026 application deadline passed.
Assessment notices Tennessee target date for completed assessments and change notices.
County Board Normal County Board of Equalization appeal season.
Business amendment Prior-year timely personal-property schedules may be amended through this date.
2026 taxes due County tax becomes due first Monday in October.
Delinquency 2026 county tax becomes delinquent March 1, 2027 if unpaid.
Property Tax Relief deadline: Tennessee’s relief application deadline is 35 days after the local property-tax delinquency date. For Clay County’s ordinary county-tax cycle, verify the resulting early-April 2027 deadline directly with the Trustee.
Do not publish a guessed 2026 rate

Clay County 2026 Property-Tax Rate Status

As of August 7, Clay County’s own public meeting agenda shows that the County Commission is scheduled to consider a resolution on August 10, 2026 fixing the tax levy for the fiscal year beginning July 1, 2026.

Assessment first Angie Eads certifies property values and assessments.
Tax levy second County government adopts the rate used to fund the approved budget.
Trustee bill last Angie Thompson receives the tax roll and collects the certified amount.
Why no guessed rate appears here: Using a prior-year county rate as “the 2026 rate” before the new levy is adopted could give homeowners an inaccurate bill estimate. After the resolution is final, use the certified Clay County rate or the Trustee’s live tax card.
Clay County Commission Agenda Review the August 10, 2026 agenda item fixing the FY 2026–2027 property-tax levy.
2026 ordinary county appeal season has passed

How Clay County Property Assessment Appeals Work

Informal Assessor review Contact Angie Eads first if the parcel record has incorrect physical data, ownership, classification or valuation evidence.
County Board of Equalization Tennessee’s regular County Boards convene in June. The county publishes its final filing deadline before the board session.
State Board appeal General deadline is August 1 or 45 days from the date the County Board action notice was sent, whichever is later.

Build a useful evidence packet

  • 2026 TPAD parcel page
  • Assessment-change notice
  • Correct parcel ID
  • Recent comparable sales
  • Independent appraisal if available
  • Building-size evidence
  • Property-condition photographs
  • Repair estimates
  • Land-acreage evidence
  • Greenbelt or classification documents
August 1 has passed, but do not automatically assume your State Board window is closed. If the Clay County Board sent its action notice less than 45 days ago, the later 45-day deadline may control.
Clear clerical error? Tennessee provides a separate correction process for documented coding, entry, transcription, ownership, location or physical-description errors. That process is not a substitute for relitigating appraisal judgment after an appeal deadline.
State program administered through the Trustee

2026 Clay County Property Tax Relief

Tennessee Property Tax Relief is a state-funded reimbursement program. It is not a general homestead exemption and does not automatically eliminate the tax bill.

Age 65+ Applicant must be age 65 on or before December 31, 2026, own the home and use it as the primary residence.

2025 income limit: $38,470.

Relief calculation value cap: $33,600 market value.

Qualifying disability Applicant must be disabled on or before December 31, 2026 and use the owned home as the primary residence.

2025 income limit: $38,470.

Relief calculation value cap: $33,600.

Separate veteran rules Qualifying disabled veterans and qualifying surviving spouses use VA verification and program-specific eligibility rules.

Maximum market value used to calculate relief: $175,000.

Contact Clay County Trustee. Angie Thompson’s office receives Property Tax Relief applications.
Gather ownership and residence proof. The benefit applies to the qualifying primary residence.
Gather 2025 income documents when required. Tax return, W-2, 1099, Social Security and other income documentation may be requested.
Veterans complete the correct VA consent form. Tennessee uses F-16 for disabled veterans and F-16S for qualifying surviving spouses.
Do not ignore the tax bill. Relief is reimbursement; the homeowner remains responsible for the annual property-tax process.
Clay County Trustee Call 931-243-2310 for the current 2026 application process. 2026 Tennessee Tax Relief Review state qualifications and application-status resources.
Common source of confusion

Does Clay County Offer Tennessee Property Tax Freeze in 2026?

No countywide Clay County Tax Freeze program is listed by the Tennessee Comptroller for Tax Year 2026. The state’s official participating-jurisdiction table lists 28 counties, and Clay County is not one of them.

Property Tax Relief Available statewide to qualifying applicants and administered locally through the Trustee.
Property Tax Freeze A separate local-option program that a county or city must formally adopt.
Clay County 2026 Not listed as a participating county in the official Tax Freeze program.
Do not use the statewide “Clay $38,470” income-limit table as proof that Clay County adopted Tax Freeze. The Comptroller separately publishes a participating-jurisdiction list, and Clay does not appear on that list for 2026.
Official Tennessee Tax Freeze List Confirm participating counties and cities before applying.
Tangible business personal property

Clay County Business Equipment Assessment

Businesses and professionals can have a separate taxable tangible-personal-property account for equipment, furniture, computers, machinery and other business assets.

February 1 Assessor should mail business Personal Property Schedules by this date.
March 1 Regular deadline to return the schedule to the Assessor.
30% Tangible business personal property is generally assessed at 30% of depreciated value.
Forced assessment Businesses that fail to return a schedule can receive a value established from the Assessor’s best information available.
May notice Owners receiving a forced assessment or changed value receive an assessment-change notice.
September 1 A timely filed schedule can generally be amended through September 1 of the following year. Forced assessments do not receive that amendment right.
Still actionable on August 7: If your business timely filed its 2025 schedule and later discovered an error, the statewide amendment deadline for that prior-year schedule is September 1, 2026.
Real estate and equipment are different records. Renting your storefront does not automatically eliminate the business’s responsibility to report taxable equipment.
Recorded title documents

Clay County Deeds, Deeds of Trust, Liens and Plats

Register of Deeds Brenda Browning maintains Clay County legal documents affecting real property.

Ownership transfers Warranty deeds and quitclaim deeds.
Financing records Deeds of trust, assignments and releases.
Property claims Liens, judgments, affidavits and related instruments.
Land descriptions Recorded plats and legal descriptions.
Other instruments Leases, powers of attorney, fixture filings, contracts and amendments.
Office research Contact the Register when a recorded book/page or certified document is needed.
Find the correct TPAD parcel first. Copy the parcel ID, owner and legal-description clues.
Identify the current and previous owner. A recent deed search often works best with grantor/grantee names.
Contact the Clay County Register. Use the official Register of Deeds page for current office details.
Search deeds and liens separately. The Assessor owner field does not reveal every mortgage, lien or recorded restriction.
Match the legal description. Do not rely only on a street address.
Request an official copy when necessary. A lender, estate, court or title matter may require certified records rather than an assessment-page printout.
Assessor ownership is not a title opinion. Use the Register of Deeds for legal land documents and a title professional when you need to determine whether title is clear.
Owner, buyer and lake-property checks

Which Clay County Records Should You Check?

Situation Records to check Best next action
Buying a home TPAD assessment, Trustee tax history, deed, liens and parcel description. Match parcel and legal description before closing.
Buying lake property Parcel location, acreage, deed, access/easements, tax account and recorded plat. Do not rely on an online map for shoreline or legal-boundary rights.
Buying farmland Market value, use value, Greenbelt class, deed and acreage. Ask how ownership transfer affects Greenbelt and rollback exposure.
New owner Recorded deed, January 1 assessment owner and Trustee mailing information. Correct mailing records before tax notices are sent.
Value seems high TPAD appraisal, comparable sales, building details and notice dates. Determine whether any decision-specific appeal period remains.
Senior owner Age, income, primary residence and Trustee Tax Relief application. Use Tax Relief—not a nonexistent Clay County Tax Freeze.
Business owner Personal Property Schedule, assessment notice and tax account. Use September 1 amendment opportunity when applicable.
Unpaid old taxes Trustee unpaid-year search and current payoff. Do not pay an outdated printed amount after delinquency.
Clay County Government Complex • Celina

Assessor, Trustee and Register Contact Information

Assessor of Property Angie Eads
Deputy: Keisha Boyce
P.O. Box 350
Celina, TN 38551
Government Complex: 145 Cordell Hull Drive
931-243-2599
Fax: 931-243-3906
angie.eads@cot.tn.gov
County Trustee Angie Thompson
Deputy: Kim McLerran
P.O. Box 390
Celina, TN 38551
Government Complex: 145 Cordell Hull Drive
931-243-2310
Fax: 931-243-2330
claycountytrusteeoffice@yahoo.com
Register of Deeds Brenda Browning
Deputy: Jenny Brockett
P.O. Box 430
Celina, TN 38551
Government Complex: 145 Cordell Hull Drive
931-243-3298
Fax: 931-243-6723
brendab@titlesearcher.com
Assessor hours Monday, Tuesday, Thursday, Friday: 8 a.m.–4 p.m.
Saturday: 8 a.m.–12 p.m.
Trustee hours Monday, Tuesday, Thursday, Friday: 8 a.m.–4 p.m.
Saturday: 8 a.m.–12 p.m.
Register hours Monday, Tuesday, Thursday, Friday: 8 a.m.–4 p.m.
Saturday: 8 a.m.–12 p.m.
Notice the Wednesday gap: Clay County’s official pages do not list regular Wednesday hours for the Assessor, Trustee or Register. Check before making a midweek trip.

Clay County Property Search Problems and Practical Fixes

Problem What to do Correct office
Address returns no TPAD result Remove street number or use owner/parcel search. Assessor / TPAD
Owner has several parcels Match property address, parcel ID, acreage and legal description. Assessor
New owner not displayed Remember TPAD shows January 1 ownership; verify the newer deed with the Register. Register → Assessor
Farm market value looks very high Look for separate Land Use Value and Greenbelt classification. Assessor
Greenbelt removed Ask about disqualification notice, late continuation filing and rollback taxes. Assessor
Need current tax rate Wait for final 2026 levy certification; Aug. 10 Commission agenda contains the levy resolution. County / Trustee
Need tax balance Use Tennessee Trustee rather than calculating from TPAD. Trustee
Want to pay by card in office Clay County says cards are not accepted at the Trustee counter; use the online service. Trustee
Senior asking about Tax Freeze Clay County is not a 2026 participating Tax Freeze county; screen for Property Tax Relief instead. Trustee
Missed assessment appeal Check whether a County Board decision created a later 45-day State Board deadline or whether a clerical correction applies. Assessor / SBOE
Need deed or lien Do not rely on TPAD ownership; contact the Register of Deeds. Register
Business schedule was wrong If the prior-year schedule was timely filed, review the September 1 amendment deadline. Assessor
“I am researching Clay County parcel __________ at __________. Please confirm the 2026 owner, classification, appraisal, assessment and whether my question belongs with the Assessor, Trustee or Register of Deeds.”
Official action center

Clay County Property Search & Tax Links

Search 2026 Property Select Clay County and search address, owner or parcel. Clay County Assessor Angie Eads, office hours, phone and email. Search Taxes Owner, address, year, map and parcel tax lookup. Trustee Office Tax Relief, payment rules and contact information. Greenbelt Agricultural, forest and open-space applications. 2026 Tax Relief Elderly, disabled, veteran and surviving-spouse rules. Register of Deeds Deeds, liens, releases, plats and legal documents. Tennessee Assessor Guide Compare statewide assessment, appeal and tax rules.
Exactly 10 Clay County questions

Clay County Property Assessor FAQs

1. Who is the Clay County Tennessee Assessor of Property in 2026?

Angie Eads is Clay County’s elected Assessor of Property. The office can be reached at 931-243-2599 or angie.eads@cot.tn.gov. Keisha Boyce serves as Deputy Assessor.

2. How do I search Clay County TN property records?

Use Tennessee Property Assessment Data at assessment.cot.tn.gov/TPAD, select Clay County, and search by property address, owner name or parcel ID. Advanced Search also supports subdivision, classification, sale date and individual parcel components.

3. Are Clay County 2026 property records online yet?

Yes. TPAD is displaying Clay County Tax Year 2026 property records. During this review, Clay County assessment data reported an update date of July 26, 2026.

4. What percentage of appraised value is assessed in Clay County?

Under Tennessee law, residential and farm real property are generally assessed at 25% of appraised value, commercial and industrial real property at 40%, and business tangible personal property at 30%.

5. What is the Clay County 2026 property-tax rate?

As of August 7, 2026, Clay County’s August 10 County Commission agenda includes a resolution fixing the tax levy for the fiscal year beginning July 1, 2026. Use the final certified rate or live Trustee tax bill after adoption rather than substituting a prior-year rate.

6. When are Clay County 2026 property taxes due?

Tennessee’s county tax schedule makes current-year taxes due and payable on the first Monday in October. The last day to pay ordinary county taxes without delinquent interest is the end of February, and 2026 taxes become delinquent March 1, 2027 if unpaid.

7. Does Clay County offer Property Tax Freeze for seniors?

No countywide Clay County Tax Freeze program is listed among Tennessee’s participating jurisdictions for Tax Year 2026. Qualifying Clay County seniors should instead check eligibility for the separate Tennessee Property Tax Relief program through the County Trustee.

8. What is the 2026 Property Tax Relief income limit for an elderly Clay County homeowner?

The 2026 Tennessee Property Tax Relief brochure lists a maximum 2025 income of $38,470 for qualifying elderly and disabled homeowners. For those categories, relief is calculated using a maximum market value of $33,600. Different rules apply to qualifying disabled veterans and surviving spouses.

9. What is the Greenbelt deadline in Clay County?

First-time Tennessee Greenbelt applications for agricultural, forest or open-space classification are generally due March 15. A continuing owner who receives a disqualification notice may have a limited 30-day late-filing route with a $50 fee payable to the Trustee.

10. Where do I search Clay County deeds and liens?

Clay County deeds, deeds of trust, liens, releases, plats and other recorded property instruments are maintained by Register of Deeds Brenda Browning. Contact the Register at 931-243-3298 or use the official Clay County Register of Deeds page for current office information.

Official Sources and Verification

Clay County Assessor of Property Angie Eads, office responsibilities, phone, email and hours. Tennessee Property Assessment Data Clay County Tax Year 2026 owner, parcel, valuation and building records. Clay County Trustee Angie Thompson, payment methods, 2.75% online-card fee and Tax Relief administration. Clay County Tax Search Live tax cards, unpaid-property search and current payment information. Clay County Register of Deeds Deeds, liens, releases, plats and current office details. Tennessee Assessment Schedule January 1 status, Greenbelt, appeals, tax due dates and personal-property deadlines. 2026 Property Tax Relief State eligibility, income requirements and program administration. 2026 Tax Freeze Jurisdictions Official participating-county and city list showing Clay County is not a participant. Tennessee Greenbelt 15-acre agricultural/forest rules, three-acre open-space rule and March 15 deadline. Tangible Personal Property March 1 filing, 30% assessment and September 1 amendment deadline. State Board Value Appeals Further appeal procedure after County Board review. Clay County Commission Agenda August 10, 2026 tax-levy resolution and FY 2026–2027 budget actions.
Verified for this 2026 guide: current Assessor, Trustee and Register officeholders; Clay County office hours and contacts; TPAD Tax Year 2026 availability; July 25/26 assessment and tax-data updates; 2022 reappraisal field shown in current parcels; Tennessee assessment ratios; 2026 property-tax levy status; county tax dates; 2.75% online card fee; Greenbelt rules; business-personal-property deadlines; 2026 Tax Relief figures; and Clay County’s absence from the 2026 Tax Freeze participating-jurisdiction list.

CountyPropertyAppraiser.org is an independent informational website. It is not affiliated with Clay County, the Clay County Assessor of Property, Trustee, Register of Deeds, Tennessee Comptroller, State Board of Equalization or Tennessee Trustee payment service.

Property values, tax rates, tax balances, service fees, Greenbelt status, appeal rights, relief eligibility, office hours and government portals can change. Confirm a deadline-sensitive, payment or legal action with the responsible official office.

Last reviewed: August 7, 2026.

Slug: clay-county-assessor-property-search

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Your preparation checklist

Value term Simple meaning
Market value The appraiser’s estimate of the property’s value as of the assessment date.
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Exemptions Approved reductions such as homestead or other exemptions.
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