St. Francois County, Missouri • 2026 Property Guide
Search St. Francois County Parcels, Assessed Values, Maps, Taxes and Deeds
St. Francois County Assessor Eric Dugal maintains the valuation records for real and tangible personal property across Farmington, Park Hills, Bonne Terre, Desloge, Leadwood, Bismarck and the county’s rural communities. The official online real-estate search supports detailed queries by parcel number, deed holder, address, city, legal description and acreage.
Missouri property taxes involve several separate offices. The Assessor determines market and assessed value; County Clerk Kevin Engler is the first contact for local Board of Equalization procedures; Collector Angie K. Usery handles current and delinquent tax payments; and Recorder of Deeds Jay Graf maintains deeds, liens, plats, surveys and other recorded land documents.
Search Parcel PIN, deed holder, street, city or legal description
Understand Missouri’s 19% / 12% / 32% assessment ratios
Check the local age-62+ Senior Real Estate Tax Credit
Track the active August 24, 2026 delinquent-tax sale
County Assessor
Eric Dugal
Assessor Phone
573-756-1878
Residential ratio
19%
2026 Tax Sale
August 24
Last reviewed
August 12, 2026
St. Francois County’s 2026 Delinquent Real Estate Tax Sale Is Less Than Two Weeks Away
The Collector has scheduled the 2026 County Tax Sale for Monday, August 24, 2026.
This is a delinquent-tax sale involving prior unpaid real-estate taxes—it is not a sale for the ordinary 2026 property tax bill, which is not due until December.
For parcels already subject to the August 24 sale:
the Collector says all statements owed after June 30, 2026 must be paid in full. Partial payments are no longer accepted for those sale parcels.
Final cutoff:
qualifying payoff payments will be accepted until 4:00 p.m. Friday, August 21, 2026. The Collector lists cash, money order or cashier’s check as the accepted methods for this pre-sale payoff period.
Check the Official 2026 Tax Sale Notice
Verify whether a parcel is on the current sale and confirm the exact payoff directly with the Collector.
Assessor vs Collector vs County Clerk vs Recorder
Assessor — Eric Dugal
Market value, assessed value, property classification, parcel search, appraisal data, photographs, sketches, GIS and personal-property assessment.
Collector — Angie K. Usery
Current tax, delinquent tax, payment receipts, online payment, installment program, Senior Tax Credit and annual tax sale.
County Clerk — Kevin Engler
Contact point for the local Board of Equalization, County Commission records, permits and other County Clerk functions.
Recorder — Jay Graf
Deeds, liens, mortgages/deeds of trust, releases, plats, surveys and permanent recorded land documents.
The Collector cannot reduce an assessment.
If you believe market value or property classification is wrong, start with the Assessor—not the tax-payment office.
Choose the Property Task You Need
Find a parcel
Search by PIN, deed holder, DBA, address, city, legal description or acreage.
Check 2026 value
Determine whether the 2025 reassessment value carried forward or a physical change affected the 2026 record.
Calculate assessed value
Apply Missouri’s property-class percentage to market value.
Search property tax
Use the Collector for paid/unpaid real estate, personal property and merchant-license tax inquiries.
Research appeal rights
Contact the County Clerk for Board of Equalization status and use Missouri State Tax Commission deadlines when applicable.
Verify deed or lien
Use Recorder land records instead of treating the Assessor ownership field as a title search.
St. Francois Property Search Navigation
How to Search St. Francois County Real Estate Records
Open the official Real Estate Search.
Go to St. Francois County Parcel Search.
Start with one strong identifier.
Use Parcel Number/PIN when known. Otherwise try Deed Holder or the physical address.
Use partial information when necessary.
The search accepts partial text in most fields, so you do not need the complete street or legal description.
Add a second field only when results are too broad.
Each populated field works as an AND condition, narrowing the results.
Confirm the parcel before using the value.
Compare PIN, Deed Holder, address, city and legal-description information.
Open the full property record.
Review available land/building information, assessed values, photographs, sketches and mapping.
Save the PIN.
Keep it with your tax, GIS and deed research so similar owner names do not cause a mismatch.
The Assessor’s public database warns that assessed values can change through the Assessor, Board of Review/Equalization or State Equalization process and that statutory exemptions may affect taxable value.
Fields Available in the St. Francois County Parcel Search
Parcel Number / PIN
Exact parcel identifier and best option when known.
Doing Business As
Useful for commercial/business parcel research.
Deed Holder
Search the name carried on the Assessor record.
House Number
Combine with street name for a physical-address lookup.
Street Name
Can be used without a full exact address.
City
Narrow results to a particular community.
Legal Description
Search partial legal-description information.
Lot Area / Acres
Search a minimum and/or maximum acreage range.
Photo filter:
the official search can also restrict results to parcels that have photographs.
The PIN field supports a percent sign as a wildcard. The system also automatically handles many partial-search situations, so most users should start simple before adding special wildcard syntax.
St. Francois Property Record Decoder
Parcel PIN
County property identifier to keep with the tax and land-record research.
Deed Holder
Name associated with the Assessor record. Use Recorder documents for legal title verification.
Market / True Value
Assessor’s estimate of true value in money before the statutory assessment percentage.
Assessed Value
Percentage of market value to which the taxing levy is applied.
Classification
Residential, agricultural/horticultural or commercial/other real estate determines the assessment ratio.
Legal Description
Useful for identification, but verify exact legal title information with the recorded deed or survey.
Lot Area
Acreage recorded in the assessment system and searchable by range.
Photos
Assessor site provides parcel-photo capability where imagery exists.
Building Sketch
Useful when verifying size and improvement configuration.
GIS Mapping
Provides parcel-location context through the Assessor Hub.
Tax District
Location affects the combined levy because schools and other political subdivisions vary.
Assessment Year
Critical in Missouri because real-property revaluation follows an odd/even two-year cycle.
Why Most 2026 Real Estate Values Carry Forward From 2025
January 1, 2025
Missouri’s normal biennial reassessment established new real-property market values for the odd-numbered year.
January 1, 2026
The 2025 value generally continues into 2026 because 2026 is the second year of the two-year real-estate assessment cycle.
Physical changes still matter
New construction and improvements can be reflected in an even-numbered year rather than waiting for the next full reassessment.
Do not assume “even year” means the assessment cannot change.
New construction, improvements and other legally recognized physical changes can affect the 2026 record.
The next normal statewide odd-year reassessment cycle is 2027.
Residential, Agricultural and Commercial Assessment Ratios
Classification can materially affect the tax calculation even when two properties have the same market value.
How to Estimate St. Francois County Property Tax
1. Market Value
Start with the Assessor’s true value in money.
2. Assessment Ratio
Multiply by 19%, 12% or 32% depending on classification.
3. Assessed Value
This is the value used with the parcel’s consolidated tax levy.
4. Apply Levy
Missouri levy rates are generally expressed per $100 of assessed value.
Example only:
a $250,000 residential property produces a $47,500 assessed value at the 19% residential ratio. If a hypothetical combined levy were $7 per $100 assessed value, the example tax would be $3,325. The $7 levy is only an illustration—use the actual tax record for the parcel.
There is no one accurate countywide tax-rate number for every property. School district, municipality, fire, ambulance, library and other political-subdivision levies can differ by location.
How St. Francois County Assessment Appeals Work
Start informally with Assessor Eric Dugal’s office.
Ask how the property was valued and verify acreage, classification, building details and comparable-sales information.
If still dissatisfied, contact County Clerk Kevin Engler.
The County Clerk provides local Board of Equalization filing information and deadlines.
Use the deadline for a first-class Missouri county.
State rules generally require an appeal to the local Board of Equalization before the third Monday in June unless the Board extends the period.
Present value evidence—not just a high-tax complaint.
Missouri’s State Tax Commission focuses on correct market value and classification.
If the BOE decision remains disputed, consider the Missouri State Tax Commission.
A further complaint is generally due by September 30 of the assessment year or within 30 days after the Board of Equalization decision, whichever is later.
August 12, 2026 status:
the ordinary local Board of Equalization filing period for 2026 is already past. If you timely appealed and recently received a BOE decision, however, your separate State Tax Commission deadline may still be open.
- Recent arm’s-length sale of the property
- Independent appraisal
- Comparable nearby sales
- Photos showing condition problems
- Incorrect square footage or building features
- Incorrect property classification
- Incorrect acreage
- Evidence of damage or physical deficiency
How the Age-62+ Property Tax Credit Works
St. Francois County created a local Senior Real Estate Tax Relief Program under County Ordinance 2024-12-10-1. This program is handled by the Collector’s Office, not the Assessor.
62+
Age requirement
The taxpayer must be at least 62 years old by January 1 of the initial base tax year.
HOME
Homestead
Applicant must own or have a qualifying legal/equitable interest in the St. Francois County primary residence.
CURRENT
No delinquent real estate tax
Taxes on the qualifying homestead must be current.
CREDIT
Not an assessment freeze
The benefit is a credit against eligible growth in the real-property tax liability.
2026 enrollment is closed.
The Collector’s special 2026 enrollment period ran from March 2 through May 29, 2026, with in-person enrollment generally available from 9:00 a.m. to 3:00 p.m.
Once an applicant is approved, the Collector says the benefit is generally renewed automatically while eligibility continues. Ownership changes, death or delinquent taxes can affect renewal status.
The amount can still change.
St. Francois County explicitly says the program is a tax credit—not a freeze of assessed value. Some items, including the Missouri Blind Pension Fund levy, voter-approved bond indebtedness, new improvements and certain jurisdiction changes, can still cause the final bill to rise.
Review St. Francois Senior Tax Credit
Check eligibility, renewal rules, documentation and the next application period.
How to Search and Pay St. Francois County Property Taxes
Locate the parcel with the Assessor first.
Copy the parcel PIN and verify the deed holder/address.
Open the Collector’s official payment page.
Go to St. Francois Online Tax Payments.
Use Property Tax Inquiry for paid or unpaid records.
The County’s tax inquiry covers real estate, personal property and merchant-license accounts.
Confirm tax year and parcel before payment.
This is especially important when delinquent years are involved.
Review the processor fee.
Card/debit transactions currently carry an additional fee.
Save the official receipt.
Use the Collector record to prove payment rather than relying on an Assessor value page.
Online credit/debit fee
2.4% with a $2 minimum per transaction under the current County payment page; charges are subject to change.
Pay by phone
1-844-577-0700
Collector assistance
573-756-2645
St. Francois County states that it does not retain the online convenience fee.
When Are St. Francois County 2026 Property Taxes Due?
January 1
Assessment/tax status is tied to property and classification as provided by Missouri law.
Fall
Political subdivisions certify levies and annual tax statements are prepared.
Upon receipt
Collector says real-estate tax statements are payable when received.
December 31, 2026
Last day to pay the 2026 real-estate bill without late charges.
The August 24, 2026 tax sale does not mean 2026 taxes are already delinquent.
That sale concerns prior unpaid real-estate tax years. The ordinary 2026 bill is due by December 31, 2026.
St. Francois Delinquent Property Tax and Tax Sale Workflow
Miss December 31
Current-year real estate tax becomes delinquent after the annual payment deadline.
Collector collection
The Collector is the County official responsible for collecting delinquent real-estate taxes.
Published sale process
Qualifying delinquent parcels can advance into Missouri’s statutory tax-sale process.
Fourth Monday in August
St. Francois County holds the annual sale on this statutory schedule.
2026 sale date:
Monday, August 24, 2026.
Tax-sale lists can change as owners pay delinquent balances. Never assume a parcel appearing on an earlier advertisement remains available on sale day.
“Please confirm the total amount required to remove St. Francois County parcel __________ from the August 24, 2026 tax sale, including every delinquent statement, penalty, interest and sale-related cost, and confirm the payment method required today.”
Use the Assessor Hub for Parcel Maps and Physical Property Data
GIS Mapping
The Assessor Hub provides a GIS Mapping option for geographic parcel context.
Residential / Commercial / Agricultural Buildings
Separate property-data areas support appraisal research by improvement type.
Photos and Sketches
Available assessor imagery and building sketches can help verify whether the appraisal record describes the property you expect.
Do not use the online parcel map as a legal survey.
Use the Recorder’s plat/survey records and a Missouri-licensed surveyor when a property line, encroachment or easement location must be established precisely.
Open the Assessor Hub
Choose GIS Mapping, Photos, Sketches or the relevant building-data category.
Search St. Francois County Deeds, Liens, Surveys and Plats
The Recorder of Deeds records and archives deeds, liens, surveys, plats and other land documents. The Recorder says all deed index books and all documents recorded in the office are now available online.
Start with the Assessor parcel.
Copy the deed holder, parcel PIN and legal-description clues.
Open the Recorder of Deeds page.
Use St. Francois County Recorder of Deeds.
Choose Land Records Search.
The County provides online access through Tapestry; higher-volume users can ask about a Laredo subscription.
Verify the recorded instrument.
Match grantor/grantee, legal description and recording information instead of relying only on the Assessor’s deed-holder name.
Search related liens and releases.
Federal and state tax liens and releases are also recorded through the Recorder.
Current through August 27, 2026
$24
Standard document recording: $24 first page and $3 for each additional page.
→
Beginning August 28, 2026
+$2
The Recorder has announced a statewide flat $2 statutory fee increase following Missouri Senate Bill 938.
Document copy
$1 per page.
Certification
Add $1 to the total copy charge.
Plat copy
$5 per plat.
Upcoming fee change:
because this article is reviewed August 12, the $2 statewide recording-fee increase has not yet taken effect. Recheck the Recorder schedule for documents submitted on or after August 28, 2026.
The Recorder also offers a free Property Fraud Alert service that can notify owners when qualifying documents associated with their information are recorded.
St. Francois County Buyer’s Property Due-Diligence Checklist
| Check | Why it matters | Official route |
|---|---|---|
| Parcel PIN | Prevents confusion between owners or similar addresses. | Assessor |
| 2026 market value | Confirms the current even-year assessment carried from 2025 or adjusted for physical changes. | Assessor |
| Classification | Residential 19%, agricultural 12% and commercial/other 32% produce very different assessed values. | Assessor |
| Current tax | Confirms the live amount due rather than an estimate. | Collector |
| Delinquent tax | Older unpaid taxes can place a parcel into the annual August tax-sale process. | Collector |
| 2026 tax-sale list | Especially important for a transaction occurring before August 24, 2026. | Collector |
| Recorded deed | Confirms the actual conveyance instrument. | Recorder / Tapestry |
| Deed of trust / release | Can reveal recorded mortgage-security interests and releases. | Recorder |
| Tax liens | Federal/state lien records can affect title research. | Recorder |
| Plat / survey | Assessment maps do not prove an exact boundary. | Recorder / surveyor |
| Building information | Incorrect physical characteristics can affect value. | Assessor |
| GIS / aerial | Useful for terrain and parcel context in the Lead Belt and rural areas. | Assessor GIS |
“I am researching St. Francois County parcel __________ before closing. Please confirm the 2026 market and assessed values, classification, current and delinquent taxes, August 2026 tax-sale status, deed-holder record and whether any recent deed or physical-property change is still processing.”
Property Search Problems and Fast Fixes
| Problem | Fast fix | Office |
|---|---|---|
| Owner name returns no result | Use Deed Holder with partial name, then try address or PIN. | Assessor |
| Too many street matches | Add city or house number because fields work together to narrow results. | Assessor |
| Need parcels within acreage range | Use the Lot Area greater-than/equal and less-than/equal fields. | Assessor |
| Need parcels with photos | Select the search option limiting results to parcels with photos. | Assessor |
| Need actual tax due | Use Collector Property Tax Inquiry rather than Assessor values. | Collector |
| Parcel is on August sale | Contact Collector immediately; current sale-parcel payoff rules prohibit partial payments after June 30. | Collector |
| Need to challenge value | Ordinary 2026 local appeal window has passed; check any remaining STC rights if a timely BOE case exists. | Clerk / STC |
| Need legal ownership proof | Search the recorded deed through Recorder land records. | Recorder |
| Need exact lot line | Use recorded plat/survey and licensed surveyor. | Recorder / surveyor |
| Need a recording after Aug. 28 | Recheck the fee schedule because the announced $2 statutory increase takes effect that date. | Recorder |
St. Francois County Property Offices
Assessor — Eric Dugal
1 West Liberty Street
Annex Building, Suite 200
Farmington, MO 63640
573-756-1878
assessor@sfcgov.org
Mon–Fri 8:00 a.m.–4:00 p.m.
Annex Building, Suite 200
Farmington, MO 63640
573-756-1878
assessor@sfcgov.org
Mon–Fri 8:00 a.m.–4:00 p.m.
Collector — Angie K. Usery
1 West Liberty Street
Annex Building, Suite 201
Farmington, MO 63640
573-756-2645
Mon–Fri 8:00 a.m.–4:00 p.m.
Annex Building, Suite 201
Farmington, MO 63640
573-756-2645
Mon–Fri 8:00 a.m.–4:00 p.m.
County Clerk — Kevin Engler
1 West Liberty Street
Annex Building, Suite 300
Farmington, MO 63640
573-756-5411
Mon–Fri 8:00 a.m.–4:00 p.m.
Annex Building, Suite 300
Farmington, MO 63640
573-756-5411
Mon–Fri 8:00 a.m.–4:00 p.m.
Recorder — Jay Graf
1 West Liberty Street
Annex Building, Suite 100
Farmington, MO 63640
573-756-2323
Mon–Fri 8:00 a.m.–4:00 p.m.
Annex Building, Suite 100
Farmington, MO 63640
573-756-2323
Mon–Fri 8:00 a.m.–4:00 p.m.
St. Francois County Property Action Center
St. Francois County Assessor Property Search FAQs
1. How do I search St. Francois County property records?
Use the official St. Francois County Assessor Real Estate Search. The database supports Parcel Number/PIN, Doing Business As, Deed Holder, House Number, Street Name, City, Legal Description and acreage-range searches. You can also restrict results to parcels with photographs.
2. Who is the St. Francois County Assessor in 2026?
Eric Dugal is the current St. Francois County Assessor. The Assessor’s Office is at 1 West Liberty Street, Suite 200, Farmington, Missouri 63640. The main phone number is 573-756-1878 and normal office hours are Monday through Friday from 8:00 a.m. to 4:00 p.m.
3. Why is my St. Francois County 2026 assessment similar to 2025?
Missouri generally reassesses real property in odd-numbered years. The value established for 2025 normally carries into the even-numbered 2026 year. New construction and physical improvements can still produce a 2026 valuation change.
4. What percentage of market value is assessed in St. Francois County?
Missouri real-estate assessment ratios are generally 19% for residential property, 12% for qualifying agricultural/horticultural property and 32% for commercial and other real property. The tax levy is applied to assessed value rather than directly to full market value.
5. Can I still appeal my St. Francois County 2026 assessment?
The ordinary local Board of Equalization period has passed by August 2026. If a taxpayer timely completed the local process and received a Board of Equalization decision, a further State Tax Commission complaint is generally due by September 30 of the assessment year or within 30 days after the BOE decision, whichever is later.
6. Who qualifies for the St. Francois County Senior Real Estate Tax Credit?
The local program generally requires a St. Francois County resident to be age 62 or older by January 1 of the initial base year, own or hold a qualifying legal or equitable interest in the homestead, be responsible for the property taxes and have no delinquent real-estate tax. The special 2026 enrollment period ran March 2 through May 29.
7. When are St. Francois County 2026 property taxes due?
The Collector states that annual real-estate tax bills are due upon receipt and the last day to pay without late charges is December 31. Therefore the ordinary 2026 real-estate tax bill should be paid by December 31, 2026.
8. When is the St. Francois County 2026 tax sale?
The 2026 delinquent real-estate tax sale is scheduled for Monday, August 24, 2026. For parcels subject to that sale, the Collector says payoff will be accepted through 4:00 p.m. August 21, with all statements owed after June 30 required to be paid in full and no partial payments accepted.
9. Where do I search St. Francois County deeds and liens?
Use the St. Francois County Recorder of Deeds Land Records Search. Recorder Jay Graf states that all deed index books and recorded documents are now available online through Tapestry, and a Laredo subscription is also available. The office records deeds, liens, plats and surveys.
10. Are St. Francois County recording fees changing in 2026?
Yes. As of August 12, the current standard document fee is $24 for the first page plus $3 for each additional page. The Recorder has announced a flat $2 statewide statutory increase effective August 28, 2026, so users recording on or after that date should verify the updated fee before submitting documents.
Official Sources Used for This 2026 Guide
St. Francois County Assessor
Eric Dugal, office contact, County appraisal responsibilities and official online access.
Real Estate Parcel Search
PIN, DBA, Deed Holder, address, city, legal-description and acreage fields.
Assessor Hub
Real estate, personal property, GIS Mapping, photographs, sketches and building information.
County Collector
Angie K. Usery, current/delinquent tax collection, Senior Tax Credit and annual tax sale.
2026 Tax Sale
August 24 sale and August 21 final-payoff instructions for affected parcels.
Senior Real Estate Tax Relief
Age 62 eligibility, homestead rules, application process and 2026 enrollment period.
County Clerk
Kevin Engler, office contact and local government records.
Recorder of Deeds
Jay Graf, Tapestry land records, deeds, liens, surveys and plats.
Recorder Fee Schedule
Current document/copy fees and the August 28, 2026 statewide $2 fee increase.
Missouri State Tax Commission
Residential, agricultural and commercial assessment ratios and Missouri tax calculations.
Missouri Assessment Appeals
State Tax Commission filing procedure and post-BOE deadline.
Verified for this August 12, 2026 update:
Assessor Eric Dugal; parcel-search fields; Assessor GIS/photo/sketch tools; Assessor address, phone and hours; Missouri two-year real-property assessment cycle; 19% residential, 12% agricultural and 32% commercial/other ratios; County Clerk Kevin Engler; Collector Angie K. Usery; December 31 tax-payment deadline; current 2.4% online card/debit fee with $2 minimum; local age-62+ Senior Real Estate Tax Credit; 2026 enrollment March 2–May 29; August 24, 2026 tax sale; August 21 final sale-payoff cutoff; Recorder Jay Graf; online Tapestry records; current $24 first-page recording fee; and the upcoming August 28, 2026 $2 statutory recording-fee increase.
CountyPropertyAppraiser.org is an independent informational website. It is not affiliated with St. Francois County, the St. Francois County Assessor, Collector, County Clerk, Recorder of Deeds, Missouri State Tax Commission, Vanguard Appraisals, Tapestry, Laredo or any payment/mapping provider.
Property assessments, classifications, levy rates, appeal procedures, tax-sale parcels, delinquent balances, Senior Tax Credit eligibility, payment fees and recording fees can change. Always verify parcel-specific and deadline-sensitive information with the responsible government office before paying taxes, filing an appeal, purchasing property or recording a document.
Last reviewed: August 12, 2026.
Slug: st-francois-county-assessor-property-search