Navajo County Property Assessor 2026: Search & Tax Records

NAVAJO COUNTY, ARIZONA • 2026 PROPERTY RECORDS

Search Navajo County Parcels, Property Values & Tax Accounts

Navajo County’s official property system lets you research real estate using the parcel or tax ID, full owner name, mailing address, physical site address, or an interactive parcel map. It combines Assessor and Treasurer information so you can move from ownership and valuation data to the property’s tax account without relying on a third-party lookup service.

Use the Assessor when the issue involves value, legal class, exemptions, parcel data or ownership information. Use the Treasurer when you need the actual tax balance, payment status, prior-year delinquency or a payment receipt.

County Navajo County, Arizona
County Assessor Mike Montandon
Assessor Phone 928-524-4086
Search Methods Owner • APN • Address • Map
Quick answer: Open the official Navajo County Property Information system. Search using Parcel Number / Tax ID, full owner name, mailing address or site address. After opening the parcel, you can review ownership, recording information, parcel size, tax area, legal class, exemptions, land and improvement values, Full Cash Value, Limited Property Value and tax information.
Fastest route: If you already have an Arizona parcel number from a tax statement, deed, title report or prior property record, use it first. It is normally more precise than an owner or address search, especially for rural Navajo County land.

Navajo County Assessor Property Search by Owner Name

The property portal includes a dedicated Name Search. It asks for the full name, but if the expected parcel does not appear, check whether the legal owner is a spouse, trust, estate, corporation or LLC rather than the person occupying the property.

When the owner is a person

  • Enter the owner name.
  • Review all matching accounts.
  • Compare physical site addresses.
  • Check parcel size when multiple lots are nearby.
  • Save the Parcel / Tax ID for future searches.

If the owner search fails

  • Try another legal owner.
  • Search a trust or estate.
  • Try an LLC or business entity.
  • Switch to the site address.
  • Use the parcel map for vacant land.
Recent sale? The Assessor account can be useful for ownership research, but the recorded deed remains the better source when you must verify the legal transfer itself.

Mailing Address vs Site Address Search

Navajo County gives these two address searches separate fields. Choosing the correct one can make the difference between finding a parcel immediately and getting no useful result.

You know… Use… Why
Where the house or parcel is physically located Site Address Searches the property location.
Where the tax owner receives mail Mailing Address Useful for absentee owners, rentals and second homes.
A tax statement or APN Parcel Number / Tax ID Usually the most precise search route.
Only the owner’s identity Name Search Can reveal more than one account for the same owner.
Only the approximate location Map Search Best option for many vacant or rural parcels.

Navajo County Parcel Map Search

The official WebMap is especially useful for property without a dependable street address. It provides multiple geographic and parcel search tools.

Parcel Search

Enter a known parcel number to jump directly to the property’s mapped location.

Street / Owner Search

Use street or owner information when you know the general property identity but not its APN.

Rural Land Tools

Book-Map and township-range-section references are particularly useful for acreage and remote land.

Open Navajo County WebMap →

Do not use GIS as a boundary survey. Navajo County warns that map and zoning information may not be current or sufficiently precise for legal-document preparation. Verify exact boundaries and zoning through the appropriate official process.

What the Navajo County Property Record Shows

Field Meaning Practical use
Ownership Owner carried on the Assessor property account. Useful for ownership research and matching the correct parcel.
Last Recording Available recording reference connected to the property. Can help you continue research through the Recorder.
Site Physical property location. Confirms the parcel you selected.
Size Parcel-size information. Useful for screening acreage but not a survey substitute.
PLSS TRS Township, range and section information. Useful for rural and vacant land.
Tax Area Tax-code area attached to the parcel. Connects the property to applicable taxing jurisdictions.
Legal Class Arizona property classification. Affects the applicable assessment ratio.
Exemption Exemption information carried on the account. Can affect taxable assessed value.
Land Value Value assigned to land. Separates land from building/improvement value.
Improvement Value assigned to taxable improvements. Useful when checking additions, buildings or removals.
Full Cash Value Arizona valuation measure generally associated with market value unless another statutory method applies. Important when reviewing valuation.
Limited Value Statutory limited property value used in Arizona’s tax system. Important for understanding how the tax calculation works.
Navajo County’s online system warns that property information is not updated in real time and should be independently verified before it is used to prepare legal documents.

Useful Parcel Reports Available Online

Parcel Report

Use the detailed parcel information to keep ownership, valuation and assessment information together in one record.

Tax Report

Review taxes, payments, interest, fees and outstanding balances when those fields are available for the selected account.

Tax Map

The property system can provide tax-map information for real-property accounts, which can help connect the parcel record to its mapped location.

Full Cash Value vs Limited Property Value

Full Cash Value (FCV)

Full Cash Value is Arizona’s valuation measure that generally corresponds to market value when state law does not prescribe a different valuation method.

Owners reviewing whether a property is overvalued should pay close attention to the FCV, property class and factual parcel characteristics.

Limited Property Value (LPV)

Limited Property Value is determined under Arizona’s statutory limitations. It can differ from the Full Cash Value and is an important component in determining taxable assessed value.

Do not compare only one number. A property’s ultimate tax also depends on classification, assessment ratio, exemptions and the tax rates imposed by the taxing jurisdictions serving that parcel.

Why Two Similar Navajo County Homes Can Have Different Taxes

1
Different Limited Values

Properties can have different statutory value histories even when current market values look similar.

2
Different Tax Areas

A property inside a different school, fire or other district can be subject to a different combined tax rate.

3
Different Legal Classes

Property use affects classification and assessment ratios under Arizona law.

4
Different Exemptions

Qualifying exemptions or property-tax relief can change taxable assessed value.

Navajo County Property Tax Lookup

The same property-information system can help connect the Assessor account to Treasurer tax information.

1
Find the correct parcel

Use APN, owner or address to locate the property.

2
Confirm the tax year

Make sure you are viewing the year you intend to research or pay.

3
Review payment history

Check whether a payment has already been recorded, including payments that may have been sent by a mortgage company.

4
Check outstanding balance

Use the current tax record rather than an old printed bill when you need today’s amount.

5
Prior-year delinquency?

Call the Treasurer at 928-524-4172. The county warns that additional charges may not always be reflected online.

6
Save your proof

After paying, keep the confirmation because third-party payments can take several business days to appear online.

Navajo County 2026 Property Tax Calendar

Oct. 1, 2026 First-half taxes payable
Nov. 1, 2026 First half delinquent after 5 p.m.
Mar. 1, 2027 Second-half taxes payable
May 1, 2027 Second half delinquent after 5 p.m.
Current August 2026 status: Navajo County’s Board of Supervisors approves current-year tax rates and levies during August, the Assessor finalizes the tax roll, and tax bills are mailed in September. The first-half payment becomes payable October 1.

Taxpayers are not excused from interest simply because a tax statement was not received. Check the live property account or contact the Treasurer if the expected bill does not arrive.

Taxes below $100: Navajo County’s calendar explains that annual taxes under $100 and full-year tax payments may be paid in full by December 31 without interest or penalty when the statutory conditions are satisfied.

How to Pay Navajo County Property Taxes Online

Navajo County uses Point & Pay for eligible current-year online and phone property-tax transactions.

Payment method Published convenience fee Important detail
Credit Card 2.5% of payment; $2 minimum Credit card is the default online payment option.
Debit Card $3.95 flat fee Select the debit-card option before submitting.
E-Check $1.00 flat fee Select electronic check rather than leaving the default card option.
Prior-Year Delinquent Taxes Call Treasurer Online current-year payment is not the correct route for prior delinquency.
Tax Lien Redemption Contact Treasurer County does not accept card, debit or e-check payment for tax-lien redemptions.
Posting delay: Navajo County says third-party online or phone payments may take approximately 5–7 business days to appear on the county website. Keep the transaction confirmation while the account is updating.

Open Official Navajo County Property Tax Payment →

Pay by phone: Point & Pay — 877-459-6499.

Paying by Mail or In Person

Mail

Navajo County Treasurer
P.O. Box 668
Holbrook, AZ 86025-0668

Make the check payable to Navajo County Treasurer and place the parcel or personal-property tax ID on the memo line.

Holbrook Office

100 East Code Talkers Drive
Holbrook, AZ 86025

Cash payments are accepted at the Holbrook office. The Show Low Treasurer location functions as a satellite site and does not accept cash.

How to Appeal a Navajo County Property Value

If you believe the property was improperly valued or incorrectly listed, start with the Notice of Valuation.

Key deadline: A real-property owner may petition the Navajo County Assessor for review within 60 days of the notice date. The precise filing deadline appears on the Notice of Valuation.
1
Check the notice

Confirm parcel number, Full Cash Value, classification and the appeal deadline.

2
Compare the online record

Look for errors in size, use, improvements, classification or other property characteristics.

3
Prepare evidence

Comparable sales, the subject property’s sale, photographs, condition evidence, cost information or income information may be relevant depending on the property.

4
File Petition for Review

Use the official Assessor petition and submit it by the deadline printed on the notice.

5
Review the Assessor’s decision

The county states that the Assessor mails decisions on petitions by August 15.

6
Continue if necessary

If dissatisfied, the owner may continue to the Board of Equalization within the applicable deadline or use the Arizona Tax Court route when permitted.

August 2026 note: For a standard Notice of Valuation sent early in 2026, the normal 60-day administrative appeal deadline will usually have passed. Navajo County states that an owner who did not use the administrative appeal process may generally file directly with Tax Court by December 15 of the valuation year, subject to applicable Arizona law and filing requirements.

Open Official Navajo County Appeal Process →

Best Evidence for a Property Value Review

Market Evidence

  • Comparable sales
  • Subject-property sale
  • Location differences
  • Condition differences
  • Size and quality differences

Property Errors

  • Incorrect building area
  • Incorrect land size
  • Removed improvements
  • Wrong property use
  • Wrong legal classification

Income / Cost Evidence

  • Income statements
  • Operating expenses
  • Replacement cost
  • Depreciation
  • Repair estimates

Navajo County Property Tax Relief & Senior Protection

The Assessor administers Arizona property-tax relief programs for qualifying owners, including exemptions and the Senior Property Valuation Protection Option.

Widow / Widower

Arizona law provides property-tax exemption relief for qualifying widows and widowers who meet applicable residency, income and property-value requirements.

Disabled / Veteran

Qualifying disabled taxpayers and certain veterans may be eligible for exemption relief under Arizona requirements.

Senior Protection

Qualifying homeowners age 65 or older may apply for the Senior Property Valuation Protection Option, commonly called the Senior Freeze.

2026 Senior application window: Navajo County lists the application period as January through September 1. At least one owner must be 65 or older, the home must be the qualifying primary residence, a two-year residency requirement applies, and income limits must be satisfied.
Action for August 2026: The September 1 deadline is approaching. Owners who may qualify should review the county’s current application and documentation requirements now rather than waiting for the fall tax statement.

Open Navajo County Tax Relief Programs →

Manufactured Home Property & Tax Records

Manufactured homes can create confusing property-tax searches because treatment depends in part on whether the home is legally affixed to the real property.

Separate account

A manufactured home that has not been properly affixed may be handled as personal property, creating a separate record from the underlying land.

Affixture questions

Contact the Assessor before assuming the home’s current tax treatment will automatically change after an affixture document is submitted.

Navajo County Property Owner Record vs Recorded Deed

The Assessor is the right office when you want to identify who is listed on a parcel for property-tax purposes. The Recorder is the right office when you need the actual deed or another recorded real-estate document.

I need… Use… Why
Owner shown on tax account Assessor Property Search Fast public parcel research.
Recorded deed County Recorder Provides the recorded legal instrument.
Property sale price Recorder / Affidavit of Property Value Sale-price information may appear in the recorded affidavit when one was filed.
Recorded lien County Recorder Requires recorded-document research.
Title search Recorded documents / professional title research An Assessor account is not a title report.
Exact boundary Survey / recorded documents WebMap parcel lines are not a legal survey.

Open Navajo County Recording Information →

Extra protection: Navajo County Recorder offers a free Title Alert / Recording Notification Service that can send an email when a document matching a registered name is recorded.

Open Free Navajo County Title Alert →

Navajo County Property Search Not Finding the Record?

Problem Best next step
Owner name gives no result Try the legal trust, estate, spouse, LLC or other ownership name.
Too many owner matches Compare site addresses and parcel numbers.
Site address does not work Try Parcel / Tax ID or use WebMap.
Vacant land has no usable address Use parcel number, owner, Book-Map or township-range-section tools.
New deed shows old owner online Confirm the recorded deed and contact the Assessor if the parcel record has not updated.
Property boundary appears wrong Review recorded surveys, plats and title documents rather than relying on GIS.
Prior-year tax amount is unclear Call Treasurer at 928-524-4172 for the verified amount.
Online payment is not showing yet Allow the county’s published 5–7 business-day posting period.
Tax bill seems too high Determine whether the issue is value, classification, exemption, tax rate or delinquency before contacting the appropriate office.

Buyer Checklist for Navajo County Property

Check in County Property Records

  • Parcel / Tax ID
  • Owner shown
  • Site address
  • Parcel size
  • PLSS location
  • Tax area
  • Legal class
  • Land value
  • Improvement value
  • FCV and Limited Value
  • Tax balance

Then Verify Separately

  • Recorded deed
  • Liens
  • Exact legal description
  • Survey and boundaries
  • Legal road access
  • Easements
  • Zoning
  • Flood hazards
  • Well or water availability
  • Septic requirements
  • Permit history
Vacant-land warning: An inexpensive Navajo County parcel can still have access, water, septic, zoning, floodplain or buildability issues that do not appear in a basic Assessor search. Verify these separately before purchasing.

Assessor vs Treasurer vs Recorder

County Assessor

Use for property value and parcel records.

  • Owner lookup
  • Property search
  • FCV / LPV
  • Classification
  • Exemptions
  • Valuation appeals

County Treasurer

Use for tax bills and payments.

  • Current taxes
  • Payment status
  • Prior-year taxes
  • Interest
  • Tax liens
  • Receipts

County Recorder

Use for recorded documents.

  • Deeds
  • Recorded liens
  • Property-value affidavits
  • Recorded surveys
  • Document copies
  • Title Alert

Navajo County Assessor Office

Assessor: Mike Montandon

Chief Deputy Assessor: Marlene Sample

Holbrook Office:
100 East Code Talkers Drive
Holbrook, AZ 86025

Mailing Address:
P.O. Box 668
Holbrook, AZ 86025

Phone: 928-524-4086

Fax: 928-524-4291

Holbrook Hours:
8:00 a.m.–5:00 p.m.

Show Low Assessor Office:
600 N. 9th Place
Show Low, AZ 85901

Show Low Hours:
Tuesday, 8:00 a.m.–12:00 p.m. and 12:30 p.m.–4:00 p.m.

Official Navajo County Assessor →

Navajo County Treasurer Office

Treasurer: Danielle Earl

Holbrook:
100 East Code Talkers Drive
Holbrook, AZ 86025

Mail:
P.O. Box 668
Holbrook, AZ 86025-0668

Phone: 928-524-4172

Fax: 928-524-4211

Holbrook hours effective July 6, 2026:
Monday–Thursday, 8:00 a.m.–5:00 p.m.

Show Low:
600 North 9th Place
Show Low, AZ 85901

Show Low Treasurer hours:
Monday, Tuesday & Thursday: 9:00 a.m.–2:00 p.m.
Wednesday: 9:00 a.m.–1:30 p.m.

Official Navajo County Treasurer →

Which Navajo County Property Tool Should You Use?

I need… Official tool Best action
Owner-name property search Property Information Use Name Search.
Search by APN Property Information Enter Parcel Number / Tax ID.
Search by street address Property Information Choose Site Address.
Find vacant/rural land WebMap Use parcel, owner, Book-Map or TRS tools.
Property values Assessor Review FCV, Limited Value, land and improvements.
Current tax balance Treasurer / Property Information Review current-year tax account.
Pay current-year tax Point & Pay Confirm parcel and payment method before submitting.
Prior-year taxes Treasurer Call 928-524-4172.
Appeal property value Assessor Follow Notice of Valuation deadline.
Senior valuation protection Assessor Apply by September 1 if qualified.
Recorded deed Recorder Search recorded documents.

Navajo County Property Assessor FAQs

1. How do I search Navajo County property records?

Use the official Navajo County Property Information system. It supports Parcel Number / Tax ID, full owner name, mailing address and site address searches, plus a separate map search.

2. Can I search Navajo County property by owner name?

Yes. Use the Name Search field in the official Property Information system. Compare site addresses and parcel numbers because one owner may have several properties.

3. Who is the Navajo County Assessor in 2026?

Mike Montandon is the Navajo County Assessor. The main Assessor phone number is 928-524-4086.

4. What information is available on a Navajo County parcel record?

The system can show ownership, last recording, location, site, size, PLSS information, tax area, Assessor description, assessment method, legal class, exemptions, land and improvement values, Full Cash Value and Limited Value.

5. When are Navajo County 2026 property taxes due?

The first half becomes payable October 1, 2026 and becomes delinquent after 5:00 p.m. November 1. The second half becomes payable March 1, 2027 and becomes delinquent after 5:00 p.m. May 1, 2027.

6. What are Navajo County online property-tax payment fees?

The current Point & Pay fees are 2.5% for credit cards with a $2 minimum, $3.95 for debit cards and $1 for electronic checks.

7. How long does an online Navajo County tax payment take to appear?

Navajo County states that third-party online and phone payments may take approximately 5 to 7 business days to appear on the county website.

8. How do I appeal a Navajo County property value?

A real-property owner may file a Petition for Review of Valuation with the Assessor within 60 days of the Notice of Valuation date. The exact deadline is printed on the notice.

9. What is the 2026 deadline for Navajo County Senior Property Valuation Protection?

Navajo County lists the Senior Property Valuation Protection application period as January through September 1. Eligibility rules include age, primary residence, prior residency and household income requirements.

10. Where is the Navajo County Assessor’s office?

The main Assessor office is at 100 East Code Talkers Drive, Holbrook, Arizona 86025. The Assessor also provides service from the Show Low office and scheduled satellite locations.

Official sources used for this 2026 guide: Navajo County Assessor, Navajo County Property Information, Navajo County WebMap, Navajo County Treasurer, Property Taxes, Pay Property Taxes, Property Tax Calendar, Treasurer FAQs, Notice of Valuation, Appeal Process, Tax Relief Programs, Navajo County Recorder, Recording Information, and Title Alert. Always verify live property values, tax balances, payment status, exemption qualifications and notice-specific appeal deadlines with the appropriate Navajo County office before paying, filing or using the information in a real-estate transaction.

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Official Property Search Helper

Use this when a county article tells you to search by owner, address, parcel number, folio, PCN, STRAP, or alternate key.

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Homestead Exemption Readiness Check

This helps homeowners prepare before filing through the official county Property Appraiser website.

Important: This is not an eligibility decision. The official county Property Appraiser decides approval, required documents, late filing options, and exemption status.

TRIM Notice & Value Review Helper

Use this to organize your questions before calling the Property Appraiser or preparing an appeal.

Your preparation checklist

Value term Simple meaning
Market value The appraiser’s estimate of the property’s value as of the assessment date.
Assessed value The value after limits or caps may be applied.
Exemptions Approved reductions such as homestead or other exemptions.
Taxable value The value used by taxing authorities after exemptions.

Property Tax Bill Direction Helper

The Property Appraiser values property, but the Tax Collector usually handles the actual bill and payment.

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