Morgan County Tennessee Property Records Guide
Search Morgan County TN Parcels, 2026 Reappraisal Values, Tax Bills, Greenbelt and Deed Records
Morgan County’s elected Assessor of Property maintains the county assessment roll, appraises land and improvements, classifies taxable property, administers qualifying exemptions and Greenbelt applications, and values business tangible personal property. The current Assessor is Gina Ellis.
2026 deserves extra attention because Morgan County is in a countywide reappraisal year. The Tennessee Property Assessment Data system now identifies Morgan County as county #065, tax year 2026, reappraisal year 2026, with updated owner, address, parcel, sale, land, building and assessment information.
Owner, address and parcel-ID search
2026 countywide reappraisal
Residential/farm assessed at 25%
Taxes payable October through February
Assessor
Gina Ellis
Assessor phone
423-346-3130
County number
065
Reappraisal year
2026
Trustee
Cindi Jones
Trustee phone
423-346-3430
2026 Is a Morgan County Reappraisal Year
Do not compare only the new appraisal with last year’s appraisal and assume the same percentage increase will appear on the final tax bill. Tennessee requires tax rates to be reconsidered during a countywide reappraisal through the certified-tax-rate process.
January 1
Tennessee’s annual assessment date. Ownership and assessment records are tied to January 1 status.
Assessment notices
State assessment schedule targets May 20 for completion of assessments and change notices.
County appeals
County Boards of Equalization generally convene the first Monday in June.
Tax-rate process
County tax rates are normally established around the budget process after reappraisal values are known.
As of August 12, 2026: the normal first-Monday-in-June County Board appeal period has already occurred. A further State Board appeal generally must be filed by August 1 or within 45 days after notice of County Board action, whichever is later. Use the date on your own decision notice rather than assuming your appeal rights have expired.
Why the tax rate is not hard-coded here: 2026 is a reappraisal year and Tennessee’s certified-rate process can reset the rate. Use the final Morgan County tax bill or current Comptroller/Trustee record once the 2026 rate is formally reflected.
Assessor, Trustee, Register of Deeds or Clerk & Master?
Assessor of Property
- Appraised value
- Assessment
- Property classification
- Parcel maps
- Greenbelt
- Exemption administration
County Trustee
- Current tax bills
- Tax payments
- Payment status
- Current-year collections
- Tax Relief applications
Register of Deeds
- Warranty deeds
- Deeds of trust
- Liens
- Plats
- Leases
- Recorded real-estate documents
Clerk & Master
- Delinquent county taxes
- Delinquent municipal taxes
- Tax-sale cases
- Court-ordered auctions
- Chancery tax proceedings
Tennessee terminology: Morgan County uses an Assessor of Property. Florida uses the title Property Appraiser. Compare the office split in our Volusia County Property Appraiser guide.
Choose the Morgan County Property Task You Need
Find a parcel
Search owner name, property address or parcel ID.
Review 2026 value
Compare land value, improvements, total appraisal and assessment percentage.
Check tax bill
Move to Tennessee Trustee to see current tax/payment records.
Research a sale
Use TPAD sale dates, price, book/page and qualification fields.
Check Greenbelt
Review agricultural, forest or open-space eligibility and rollback risk.
Find a deed or lien
Use the Morgan County Register of Deeds for the recorded instrument.
Jump to a Morgan County Property Task
How to Search Morgan County Assessor Property Records
Open Tennessee Property Assessment Data.
Go to official TPAD Property Search.
Select Morgan County.
Morgan County is county number 065.
Search by address, owner or parcel ID.
These are the fastest basic search methods.
Use fewer words if an address fails.
TPAD specifically allows searches such as the street name without requiring the street number.
Use Advanced Search for a difficult parcel.
You can search owner, property address, subdivision, classification, sale-date range, Control Map, Group and Parcel.
Confirm the January 1 owner.
The owner shown reflects the tax-year assessment record and may differ from a later-year deed transfer.
Review Property Location separately.
Do not confuse the owner’s mailing address with the physical parcel address.
Compare land and improvement values.
TPAD separates Land Market Value, Improvement Value and Total Market Appraisal.
Review the assessment percentage.
This is based on Tennessee property classification.
Check sale and deed references.
TPAD can show sale date, price, book/page, instrument type and whether the sale was accepted for appraisal analysis.
Current dataset: the Morgan County TPAD search identified tax year 2026 and showed the county data as last updated July 14, 2026 when reviewed for this guide.
How to Read the Morgan County Parcel Search Fields
107
Control Map
TPAD describes the Control Map as three numbers with up to two optional letters.
—
Group
An optional one- or two-letter map group can appear between Control Map and Parcel.
079.05
Parcel
Parcel portion can include a decimal after the third digit.
000
Special Interest
Additional interest/special-property coding can appear on the detailed record.
Do not invent a parcel number from an address. Search the address first, open the correct property, then copy the official Control Map / Group / Parcel information shown by TPAD.
Morgan County Property Record Decoder
| Field | Meaning | What to check |
|---|---|---|
| January 1 Owner | Owner used for the current assessment year. | A later deed can exist even though the assessment year still shows the January 1 owner. |
| Property Location | Physical parcel address where available. | Separate from mailing address. |
| Land Market Value | Assessor’s market appraisal of the land component. | Compare acreage, land code and location. |
| Improvement Value | Appraised contribution of buildings and taxable improvements. | Review building count, type, area, age and condition where shown. |
| Total Market Appraisal | Combined market appraisal for property-tax purposes. | This is not yet the assessed value. |
| Assessment Percentage | Statutory ratio based on classification. | Residential/farm 25%, commercial/industrial 40%, business personal 30%. |
| Assessment | Appraised value multiplied by the statutory assessment ratio. | The local tax rate is applied to assessed value, not full market appraisal. |
| Class | Residential, commercial or other property classification. | Wrong classification can change the assessment percentage. |
| District | Local district identifier associated with the parcel. | Useful for local geography and tax administration. |
| Sale Qualification | Shows whether a transaction is accepted as useful market evidence. | A $0 quitclaim deed is not comparable to a normal arms-length sale. |
Appraised Value Is Not the Same as Assessed Value
Market Appraisal
Assessor estimates fair market value for land and improvements.
Classification
Property is classified as residential, farm, commercial, industrial or another statutory class.
Assessment Ratio
Tennessee applies the statutory percentage for that class.
Assessed Value
Appraisal × assessment percentage.
Property Tax
Assessed value ÷ 100 × adopted tax rate.
| Property class | Tennessee assessment percentage | Example on $200,000 appraisal |
|---|---|---|
| Residential real property | 25% | $50,000 assessed value |
| Farm real property | 25% | $50,000 assessed value |
| Commercial / industrial real property | 40% | $80,000 assessed value |
| Business tangible personal property | 30% | $60,000 assessed value on equivalent appraised value |
| Public utility property | 55% | Generally centrally assessed under state rules |
Example: TPAD currently shows ordinary Morgan County residential parcels using a 25% assessment percentage and commercial parcels using 40%.
What Morgan County’s 2026 Reappraisal Means
TPAD identifies Morgan County’s reappraisal year as 2026. During a Tennessee countywide reappraisal, eligible real property is brought to updated market-value levels rather than simply carrying forward the prior cycle’s appraisal.
Your appraisal can change sharply
Market sales, land values, building characteristics and neighborhood trends can produce a substantial new appraisal.
Your tax rate is reconsidered
Tennessee’s certified-tax-rate law prevents a reappraisal alone from automatically creating the same percentage increase in total jurisdiction-wide tax collections.
Your individual tax can still rise
If your property value rose more than the countywide average—or the governing body adopts a rate above the certified rate—your bill can increase.
Common mistake: “My value went up 40%, therefore my tax will rise 40%.” That conclusion is not reliable in a Tennessee reappraisal year because both the assessment and post-reappraisal tax-rate process matter.
Save the 2026 TPAD record.
Record market appraisal, classification and assessment.
Compare the prior appraisal.
Focus on how your percentage change compares with surrounding similar parcels.
Check factual property data.
Building size, construction, acreage, class and improvement information can materially affect value.
Separate valuation from the tax rate.
The Assessor values property; the County Commission adopts the county tax rate.
Use the final 2026 tax bill for actual liability.
Do not calculate from an older tax rate and treat the answer as final.
How to Challenge a Morgan County Property Assessment
Review Notice
Identify appraised value, classification and the reason for the change.
Contact Assessor
Ask staff to explain the property data and valuation basis.
County Board
County Board of Equalization begins the first Monday in June.
State Appeal
Further appeal can be made to the State Board of Equalization.
Further Review
Tennessee provides additional administrative/judicial review routes when applicable.
August 2026 timing: the ordinary County Board session has passed. Tennessee’s general State Board appeal deadline is August 1 or 45 days from the County Board action notice, whichever is later. Read your own notice before concluding the deadline is over.
Good evidence
Recent qualified sales of genuinely comparable Morgan County properties.
Factual errors
Incorrect acreage, building size, classification, improvement data or property characteristics.
Weak argument
“My tax bill is too high” does not by itself prove the Assessor’s market value is wrong.
“I am calling about Morgan County parcel __________ at __________. TPAD shows a 2026 total market appraisal of __________ and assessment of __________. I believe the value or classification is incorrect because __________. Can you review the property record and tell me what appeal or correction option is still available?”
Morgan County Greenbelt Program
Tennessee’s Agricultural, Forest and Open Space Land Act allows qualifying land to be valued according to its present use rather than unrestricted highest-and-best-use market value.
Agricultural Land
Normally at least 15 acres and actively used as a farm unit, subject to Tennessee’s agricultural classification rules.
Forest Land
Normally at least 15 acres managed as a forest unit under a sound sustained-yield management program. A forest management plan is required.
Open Space
Qualifying land of at least three acres can receive classification where preservation serves statutory open-space purposes and local planning requirements are satisfied.
First-time application deadline: Tennessee Greenbelt applications for agricultural, forest or open-space classification must generally be filed with the Assessor by March 15.
Rollback-tax warning: changing the use of Greenbelt property or removing land from qualifying classification can trigger rollback taxes. Buyers should determine current classification and potential rollback exposure before closing.
Search the parcel in TPAD.
Review acreage, property classification and land details.
Contact Morgan County Assessor.
Ask which Greenbelt class fits the actual use.
Prepare the correct state-approved application.
Agricultural, forest and open-space classifications use different requirements.
File by March 15 for a first-time application.
Do not assume purchasing already-classified property automatically eliminates filing responsibilities.
Ask about rollback consequences before changing use.
This is especially important before subdivision, development or conversion away from agriculture/forestry.
Morgan County Elderly, Disabled and Veteran Property Tax Help
Low-Income Elderly Homeowner
Tennessee’s state-funded Tax Relief Program can pay part of the property tax for qualifying elderly homeowners who meet program requirements.
Disabled Homeowner
Qualifying disabled homeowners can apply for state Tax Relief subject to ownership, residence, disability and income requirements.
Disabled Veteran
Certain service-disabled veteran homeowners and qualifying surviving spouses can receive Tax Relief under separate state eligibility rules.
Morgan County Trustee administers local applications. Cindi Jones’s office collects Morgan County taxes and administers the state-funded Tax Relief Program for elderly and disabled taxpayers.
Tax Relief is not an exemption. Tennessee explains that recipients still receive a tax bill; the state pays an eligible portion of the property tax after the program approves the taxpayer.
Tax Freeze is a separate program. Morgan County is not listed among Tennessee’s 28 participating county Tax Freeze jurisdictions for tax year 2026. Do not confuse statewide Tax Relief with the optional local Property Tax Freeze program.
Open 2026 Tennessee Tax Relief
Review eligibility, current brochure, application-status search and state contact information.
How to Search Morgan County Property Tax Records
Identify the property in TPAD first.
Copy the owner, property address and parcel/map information.
Open Tennessee Trustee for Morgan County.
Go to Morgan County Trustee Tax Search.
Search owner name or property address.
The Morgan County Trustee search exposes both methods.
Use “show only unpaid” when checking a current balance.
This can remove already-paid records from a broad search.
Match the parcel before relying on tax status.
Compare owner, address and assessment identifiers.
Check receipt year and payment status.
Assessment data and tax-payment data answer different questions.
Do not use the Assessor record as proof that taxes were paid.
Payment status belongs to the Trustee.
Current portal caution: the Morgan County Tennessee Trustee landing page can show an older “last updated” date even while the state/county assessment system has newer 2026 data. Use TPAD for the current appraisal record and Trustee for the tax-payment record; contact the Trustee if an online payment record appears stale.
Morgan County Property Tax Timeline
Assessment date
Ownership, maps and assessment status are tied to January 1.
Business schedule
Tangible personal property schedules due.
Greenbelt
First-time Greenbelt filing deadline.
Assessment notices
State target date for assessment completion/change notices.
County Board
County Board of Equalization begins first Monday.
Tax rate
County rate normally set around annual budget process.
Taxes payable
Current-year county taxes become due first Monday in October.
Penalty-free deadline
Last day to pay the preceding year’s tax without interest.
2026 taxes: Morgan County’s 2026 property taxes become payable in October 2026 and can ordinarily be paid without delinquent interest through February 28, 2027.
What Happens if Morgan County Property Taxes Are Late?
March 1
Taxes from the prior year become delinquent.
1.5% monthly
Tennessee Trustee’s general guidance states that interest begins at 1.5% per month starting March 1.
Delinquent collection
Morgan County Clerk & Master handles delinquent county taxes and court-ordered tax-sale proceedings.
Do not calculate an old delinquent balance from the original bill. Request or search the current payoff because interest and court-related charges can change what is due.
Tax sale does not begin at the Assessor. The Assessor values property. The Trustee collects current taxes, while the Clerk & Master’s office lists delinquent-tax collection and tax-sale functions.
Morgan County Property Tax Calculator
Enter the property’s appraised value, correct assessment percentage and final adopted tax rate per $100 of assessed value.
Appraised value
$0.00
Assessed value
$0.00
Estimated tax
$0.00
2026 planning estimate only: do not automatically reuse the 2025 tax rate. Morgan County is in a 2026 reappraisal, and the certified-rate process can change the rate. Municipal taxes, special districts, Tax Relief, Greenbelt, rollback taxes and other adjustments can also affect the final liability.
View Morgan County Parcels on the Map
The Tennessee Property Viewer combines statewide assessment data with parcel mapping and direct links back to detailed TPAD records.
Owner Search
Search owner names after selecting Morgan County.
Address Search
Search full or partial street address.
Parcel Search
Search parcel ID and zoom directly to the mapped property.
Map Layers
Turn available layers on/off and print parcel details.
Open Tennessee Property Viewer.
Go to TNMap Property Viewer.
Select Morgan County.
This restricts searches to county #065.
Search owner, address or parcel.
Partial search terms are supported.
Select the parcel result.
The map highlights and zooms to the property.
Open Property Assessment Data.
Use the detailed record link when you need value, sales, building or land information.
Mapping caution: parcel GIS is useful for research but should not replace a recorded plat, deed or licensed boundary survey.
Search Morgan County Deeds, Liens, Plats and Real Estate Documents
The Register of Deeds records and preserves legal instruments affecting Morgan County real estate. Current Register Sandy Leach Dalton lists the following record types among the office’s core documents:
Ownership
Warranty deeds, contracts, leases and certain court orders.
Debt / Liens
Deeds of trust, liens, judgments and fixture filings.
Land Description
Plats and other recorded real-estate documents.
Identify the parcel in TPAD.
Save owner name, parcel ID and sale book/page information.
Open the official Register of Deeds page.
Use Morgan County Register of Deeds.
Use book/page when TPAD supplies it.
This can be faster than a broad owner-name search.
Use the endorsed online record system if needed.
The county states that online records are available through a paid subscription service linked from the Register page.
Get the recorded instrument for title questions.
TPAD’s owner field is an assessment record; the recorded deed contains the legal conveyance.
Register office: 413 N. Kingston St., Wartburg, TN 37887; phone 423-346-3105; Monday–Friday, 8:00 a.m.–4:00 p.m.
Morgan County Buyer & Homeowner Verification Checklist
- Search TPAD owner/address
- Save Control Map / Parcel ID
- Verify January 1 owner
- Compare property and mailing addresses
- Review 2026 land value
- Review improvement value
- Confirm property classification
- Check assessment percentage
- Review qualified sales
- Check deed book/page
- Identify Greenbelt status
- Check rollback-tax risk
- Search Trustee tax status
- Review delinquent taxes
- Open Property Viewer
- Retrieve recorded deed
2026 buyer issue: because Morgan County is in a reappraisal year, a buyer should not assume the seller’s old appraisal or old tax bill predicts the next bill. Review the 2026 TPAD appraisal and the final adopted tax rate.
Morgan County Property Search Problems and Best Fixes
| Problem | Best action | Office / tool |
|---|---|---|
| Full address returns no property | Search street name only, then narrow the result. | TPAD |
| Owner search too broad | Add first initial, address, subdivision or parcel fields. | TPAD Advanced Search |
| 2026 appraisal jumped | Remember 2026 is reappraisal year; verify property data and compare similar qualified sales. | Assessor |
| Assessment percentage seems wrong | Confirm residential/farm vs commercial/industrial classification. | Assessor |
| Tax estimate seems too high | Make sure you used assessed value and the final 2026 rate, not market value and an old rate. | Trustee / Comptroller |
| Tax record not updated online | Call Trustee and keep receipt/payment evidence. | Trustee |
| Need Greenbelt | Contact Assessor before March 15 and determine agricultural, forest or open-space category. | Assessor |
| Need senior tax help | Ask Trustee about state Tax Relief; do not assume Morgan County participates in Tax Freeze. | Trustee |
| Need legal owner | Search the recorded deed using owner and book/page data. | Register of Deeds |
| Old taxes are delinquent | Contact Trustee for current status or Clerk & Master when the debt has moved into delinquent-tax court collection. | Trustee / Clerk & Master |
Morgan County Property Assessment, Tax and Deed Contacts
| Office | Contact | Location | Best use |
|---|---|---|---|
| Assessor of Property Gina Ellis |
423-346-3130 gina.ellis@cot.tn.gov |
Morgan County Courthouse 415 N. Kingston Street Room 206 Wartburg, TN 37887 |
Appraisals, assessments, Greenbelt, exemptions, property maps and classification. |
| County Trustee Cindi Jones |
423-346-3430 |
Morgan County Courthouse 415 N. Kingston Street Room 106 Wartburg, TN 37887 |
Current taxes, payments, tax records and state-funded Tax Relief. |
| Register of Deeds Sandy Leach Dalton |
423-346-3105 Sandy.dalton@vcourthouse.net |
413 N. Kingston Street Wartburg, TN 37887 |
Deeds, deeds of trust, liens, contracts, plats and recorded real-estate documents. |
| Clerk & Master | 423-346-3881 |
415 N. Kingston Street Room 104 Wartburg, TN 37887 |
Delinquent tax collection, tax-sale cases and Chancery proceedings. |
Morgan County Property Records Action Center
Use the guide to identify the correct record first, then complete the live appraisal search, tax lookup, map review, Greenbelt question or deed search through the responsible official system.
Morgan County Property Assessor FAQs
1. How do I search Morgan County Tennessee property records?
Use Tennessee Property Assessment Data, select Morgan County #065, and search by property address, owner name or parcel ID. Advanced Search also supports subdivision, classification, sale dates, Control Map, Group and Parcel fields.
2. Which Morgan County does this guide cover?
This guide covers Morgan County, Tennessee, including Wartburg and surrounding communities. The county’s official valuation office is titled the Morgan County Assessor of Property.
3. Who is the Morgan County Assessor of Property in 2026?
Gina Ellis is the current Morgan County Assessor of Property. Her office is in Room 206 of the Morgan County Courthouse at 415 N. Kingston Street, Wartburg, Tennessee 37887. The phone number is 423-346-3130.
4. Is 2026 a Morgan County reappraisal year?
Yes. Tennessee Property Assessment Data identifies Morgan County’s reappraisal year as 2026. Property owners should review the updated appraisal, property characteristics and classification and should not assume the prior tax rate will remain unchanged after the reappraisal.
5. What percentage of appraised value is assessed in Morgan County?
Tennessee uses statewide statutory ratios. Residential and farm real property are assessed at 25% of appraised value, commercial and industrial real property at 40%, business tangible personal property at 30%, and most public utility property at 55% subject to applicable state rules.
6. When are Morgan County Tennessee property taxes due?
Tennessee county property taxes become due and payable on the first Monday in October. They may ordinarily be paid without delinquent interest through the last day of February of the following year. On March 1, unpaid taxes become delinquent.
7. What happens if Morgan County property taxes are paid late?
Tennessee Trustee guidance states that delinquent county property taxes begin accruing interest at 1.5% per month starting March 1. For an older or court-involved Morgan County tax debt, request the current amount rather than relying on the original tax bill.
8. When is the Tennessee Greenbelt application deadline?
First-time applications for agricultural, forest or open-space Greenbelt classification generally must be filed with the county Assessor by March 15. Eligibility and acreage requirements differ among the three Greenbelt classes.
9. Does Morgan County have senior property tax relief?
Yes. The Morgan County Trustee administers Tennessee’s state-funded Tax Relief Program for qualifying elderly and disabled homeowners, while state law also provides relief for certain disabled veterans and surviving spouses. Morgan County is not listed as a participating county in Tennessee’s separate local-option Property Tax Freeze program for tax year 2026.
10. Where do I find Morgan County Tennessee deeds and liens?
Use the Morgan County Register of Deeds. The office records warranty deeds, deeds of trust, liens, contracts, plats, leases, judgments and other documents affecting real estate. The county also provides access to an online paid-subscription records service through the official Register page.
Official Morgan County Tennessee Property Sources
Morgan County Assessor of Property
Gina Ellis, office contact, Greenbelt, exemptions, property maps and assessment responsibilities.
Tennessee Property Assessment Data
Morgan County 2026 owner, address, parcel, sales, value and building records.
Tennessee Property Viewer
Parcel mapping linked to state assessment data.
Assessment vs Taxation
State assessment ratios and appraisal explanation.
Certified Tax Rate
Reappraisal-year truth-in-taxation rules.
Tennessee Assessment Schedule
Assessment date, appeal, tax-rate and tax-payment deadlines.
Tennessee Greenbelt
Agricultural, forest, open-space requirements and March 15 deadline.
Morgan County Trustee
Cindi Jones, current tax collection and Tax Relief role.
Morgan County Tax Search
Owner/address tax-record lookup and unpaid-account filtering.
2026 Property Tax Relief
State relief for qualifying elderly, disabled and veteran homeowners.
Register of Deeds
Deeds, deeds of trust, liens, plats, office details and records-search information.
Clerk & Master
Delinquent-tax collection and tax-sale court functions.
Editorial verification completed August 12, 2026: current official sources were reviewed for Assessor Gina Ellis, Trustee Cindi Jones, Register of Deeds Sandy Leach Dalton, 2026 TPAD search fields, Morgan County #065, 2026 reappraisal status, Tennessee assessment percentages, Greenbelt filing rules, certified-rate treatment, general appeal calendar, property-tax due/delinquency dates, Tax Relief, Tax Freeze participation and deed-record functions.
CountyPropertyAppraiser.org is an independent informational website. It is not affiliated with Morgan County, the Morgan County Assessor of Property, Trustee, Register of Deeds, Clerk & Master, Tennessee Comptroller of the Treasury, State Board of Equalization, Tennessee Trustee or any tax/payment vendor.
Appraised values, assessed values, tax rates, payment records, appeal rights, Greenbelt classification, rollback taxes, Tax Relief eligibility, officeholders, fees and online systems can change. Use the responsible official source for final property, tax, payment, assessment, appeal and legal-record decisions.
Slug: morgan-county-assessor-property-search
Last reviewed: August 12, 2026